Personal loans in Florala, AL

Read the disclosure for an origination fee and any prepayment penalty before signing in Florala. Census figures put the 2020-to-2023 increase in Florala at about 0.5%. Lenders active in Florala report to a Alabama supervisor, identified in the sourced rows below. The next larger city is Opp, AL about 18 miles away.

Where Florala stands

Set out below is Florala's local context next to the state-level rules that reach every lender here.

• Population: an estimated 1,934 residents, 192nd of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 0.5% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 9 residents.
• Size percentile: bigger than about 58% of the places in Alabama, with 1,934 residents in Florala.
• Density: roughly 184 residents per square mile, spread over 10.5 sq mi of land.
• Land area rank: Florala's 10.5 square miles rank 143rd of 462 places in Alabama.
• Water: Florala holds about 0.45 square miles, the 31st-largest water area in Alabama.
• Share of state population: Florala's 1,934 residents are about 0.1% of Alabama.
• National rank: Florala sits 7,761st by population among the 19,457 places in this dataset.
• Growth rank: Florala's 2020-to-2023 change ranks 225th of 462 places in Alabama.
• Against the state trend: Florala's 0.5% change compares with a Alabama average of +1.0% across its 462 places.
• Density in Alabama: Florala ranks 301st by people per square mile.
• Density in context: Florala's 184 people per square mile sit against a Alabama median of 259.
• Location: 31.0224, -86.3182 (US Census Bureau Gazetteer).
• Nearest larger cities: Opp (18 mi); Andalusia (22 mi); Crestview (24 mi); DeFuniak Springs (25 mi); Geneva (26 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Lockhart (2 mi); Paxton (3 mi); Laurel Hill (9 mi), each with its own Census population profile.
• Smaller neighbours: 41 places smaller than Florala sit within 50 miles.
• At 100 miles: 71 larger Census places fall inside that radius.

Inside a Florala personal loan

In Florala, a small community of about 1,934, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Florala lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Florala loan but raises total interest, so the smallest payment is not the cheapest loan.

How Alabama law applies in Florala

Read the table as a lender's compliance picture for Florala: the rule, the sourced figure, the publisher and the date.

Florala: area, density and distance

Inside Florala's boundaries lie roughly 10.5 square miles of land and 0.45 square miles of water. The resulting density is about 184 people per square mile. Huntsville, the largest place in Alabama, is about 255 miles from Florala. Within 50 miles of Florala there are 24 larger Census places. By land area it ranks 143rd of 462 Alabama places.

Florala's place among Alabama's 462 places

Set beside Alabama's 462 places, Florala ranks 192nd by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Florala stands 225th among Alabama's 462 places — roughly the 51th percentile. Its roughly 184 residents per square mile place it 301st among Alabama's places. The population moved by about 9 people between 2020 and 2023, a 0.5% shift.

Lender access in Florala

Florala is a lightly settled community of about 1,934 people, with 24 larger places inside a 50-mile radius. What is available to Florala's 1,934 borrowers is set by Alabama licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Opp, AL about 18 miles away.