Personal loans in Kinston, AL

A 2020-to-2023 comparison shows Kinston up by about 1.9%. Use the calculator on this page to price an amount and term before you commit in Kinston. The closest larger place is Opp, AL about 7 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Kinston's 595 residents.

Where Kinston stands

Two layers matter for a Kinston borrower: the local population picture and Alabama's consumer-lending statutes.

• Population: the Census counts 595 residents in Kinston (Vintage 2023 subcounty estimate), the 312th-largest figure among Alabama's 462 places.
• Population trend: About 1.9% above the 2020 Census base.
• People gained or lost: about 11 more since the 2020 base.
• Size percentile: roughly 32% of Alabama's places have fewer residents than Kinston's 595.
• Density: the Census land area of 4.9 sq mi holds about 122 people per square mile.
• By land area: Kinston ranks 255th among Alabama's 462 places, at 4.9 sq mi.
• Water area: Kinston has 0.02 square miles of water, ranking 216th of 462 places in Alabama.
• State share: roughly 0.0% of Alabama's residents live in Kinston (595 people).
• National rank: Kinston is 12,464th of 19,457 places nationwide.
• Growth in Alabama: Kinston stands 139th by percentage change from 2020 to 2023, among 462 places.
• Against the state trend: Kinston's 1.9% change compares with a Alabama average of +1.0% across its 462 places.
• Density in Alabama: Kinston ranks 366th by people per square mile.
• Density in context: Kinston's 122 people per square mile sit against a Alabama median of 259.
• Location: 31.2196 / -86.1701, per the US Census Bureau Gazetteer.
• Nearest larger cities: Opp (7 mi); Samson (10 mi); Babbie (11 mi); Elba (15 mi); Florala (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Onycha (6 mi); Horn Hill (9 mi); Sanford (15 mi).
• Smaller neighbours: 31 places smaller than Kinston sit within 50 miles.
• At 100 miles: 115 larger Census places fall inside that radius.

Kinston in state context

Among Alabama's 462 places, Kinston sits at 312th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 139th of 462 Alabama places, putting it near the 70th percentile for growth. By density, at about 122 people per square mile, it ranks 366th in Alabama. Within 50 miles sit 31 smaller Census places, alongside the 38 that are larger.

Inside a Kinston personal loan

In Kinston, a small community of about 595, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Kinston. The term you choose in Kinston decides the split between a comfortable payment and the total interest you pay.

The geography behind Kinston

Kinston covers about 4.9 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 122 people per square mile. Huntsville, the largest place in Alabama, is about 242 miles from Kinston. Counting outward 50 miles, 38 larger communities surround Kinston. The 100-mile radius contains 115 larger places.

How lenders reach Kinston

Kinston is lightly settled, with about 122 people per square mile and 38 larger places within 50 miles. Whether Kinston has a local branch or not, a Alabama-licensed lender can serve its 595 people online on the same terms. For a larger market, the closest option is Opp, AL about 7 miles away.

Alabama consumer-lending rules applied in Kinston

For the roughly 595 residents of Kinston, the rules below are Alabama's own; each row carries its publisher and retrieval date.