Personal loans in Libertyville, AL
Libertyville's population was effectively unchanged from the 2020 count to the 2023 estimate. If you are weighing a personal loan in Libertyville, start from the payment you can carry; its 108 residents face the same statewide rules.
Libertyville is home to roughly 108 people and stands 443rd by size out of 462 Census places in Alabama. A larger market lies at Carolina, AL about 4 miles away. For the 108 people in Libertyville, Alabama runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Pull your credit reports and line up at least three offers before you apply from Libertyville.
Libertyville by the numbers
Most of what governs a Libertyville loan is written in Alabama law rather than in the city; the sourced notes below make that split concrete.
- Population: 108 — Libertyville ranks 443rd of 462 communities in Alabama (US Census Bureau, Vintage 2023).
- Population trend: Little measurable movement between 2020 and 2023.
- Size percentile: bigger than about 4% of the places in Alabama, with 108 residents in Libertyville.
- Population density: about 208 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Libertyville ranks 451st among Alabama's 462 places, at 0.5 sq mi.
- Share of Alabama: Libertyville holds about 0.0% of the state's population, some 108 people.
- National rank: Libertyville is 17,995th of 19,457 places nationwide.
- Growth in Alabama: Libertyville stands 247th by percentage change from 2020 to 2023, among 462 places.
- Against the state trend: Libertyville's 0.0% change compares with a Alabama average of +1.0% across its 462 places.
- Density in Alabama: Libertyville ranks 275th by people per square mile.
- Density vs Alabama: Libertyville's 208 people per square mile compare with a state median of 259.
- Location: 31.2401 / -86.4570, per the US Census Bureau Gazetteer.
- Nearest larger cities: Carolina (4 mi); Andalusia (5 mi); Sanford (5 mi); Heath (7 mi); Horn Hill (8 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Petrey (45 mi); Oak Hill (60 mi); Blue Springs (63 mi).
- Within a 50-mile radius: 1 smaller Census places.
- Larger places within 100 miles: 185.
What is available to Libertyville borrowers
Libertyville is lightly settled, with about 208 people per square mile and 52 larger places within 50 miles. Lenders licensed in Alabama reach Libertyville's 108 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Carolina, AL about 4 miles away.
Where Libertyville sits
Libertyville's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 208 residents per square mile. Huntsville, the largest place in Alabama, is about 239 miles from Libertyville. Counting outward 50 miles, 52 larger communities surround Libertyville. Within the same 50 miles lie 1 smaller Census places.
Before you apply in Libertyville
Before you apply in Libertyville, a community of about 108, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Alabama regulator's licence records before you sign.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Libertyville-specific: the same Alabama licensing and disclosure rules reach all 108 residents.
Libertyville's place among Alabama's 462 places
Against Alabama's other places, Libertyville accounts for about 0.0% of the state's population and ranks 443rd of 462 by size. Its 2020-to-2023 change ranks 247th of 462 Alabama places, putting it near the 47th percentile for growth. At about 208 people per square mile, Libertyville is the 275th most densely settled place in Alabama. In land area, Libertyville ranks 451st among Alabama's 462 places.
Alabama consumer-lending rules applied in Libertyville
The rows below set out what a licensed lender must follow in Alabama, and so for Libertyville's roughly 108 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Small-loan / installment lender licensing | Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars". | Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16 |
| Parity lending rate provision (§ 8-8-1.1) | Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge". | Alabama Legislature — Code of Alabama 1975, § 8-8-1.1 as of 2026-09-16 |
Common questions
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Nearby places
- Carolina, AL — population 289
- Andalusia, AL — population 8,840
- Sanford, AL — population 264
- Heath, AL — population 241
- Horn Hill, AL — population 208
- River Falls, AL — population 491
- Babbie, AL — population 640
- Gantt, AL — population 202