Personal loans in River Falls, AL

With 491 residents, River Falls outranks about 28% of the communities in Alabama. Begin with the payment, then weigh APR and total interest across the lenders that reach River Falls's 491 residents. Consumer lending that reaches River Falls's 491 residents is governed by Alabama statute; no city ordinance changes it. Borrowers who want a bigger city can look to Andalusia, AL about 5 miles away.

River Falls by the numbers

Only a few things actually differ by place — population, area, location, and the Alabama rules a lender must follow — and they are below.

• Population: 491 people, a figure that places River Falls 332nd among the 462 Census places in Alabama (US Census Bureau, Vintage 2023).
• Population trend: Up about 2.7% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 13 more since the 2020 base.
• Size percentile: about 28% of Alabama's Census places are smaller than River Falls.
• Land and density: 6.8 square miles of land carry roughly 72 residents per square mile.
• Land area rank: River Falls's 6.8 square miles rank 203rd of 462 places in Alabama.
• Water area: River Falls has 0.26 square miles of water, ranking 60th of 462 places in Alabama.
• Share of Alabama: River Falls holds about 0.0% of the state's population, some 491 people.
• Nationally: River Falls is the 13,244th-largest of 19,457 Census places in the dataset.
• Growth rank: River Falls ranks 104th among Alabama's 462 places for the 2020-to-2023 change.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against River Falls's 2.7%.
• Density rank: River Falls is the 425th most densely settled place in Alabama.
• Density in context: River Falls's 72 people per square mile sit against a Alabama median of 259.
• Location: mapped by the US Census Bureau at 31.3524, -86.5446.
• Nearest larger cities: Andalusia (5 mi); Babbie (14 mi); McKenzie (17 mi); Opp (18 mi); Georgiana (23 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Heath (4 mi); Red Level (5 mi); Gantt (5 mi).
• Smaller places within 50 miles: 22 of them.
• At 100 miles: 132 larger Census places fall inside that radius.

Where River Falls sits in Alabama

River Falls is the 332nd-largest of 462 Census places in Alabama and contains about 0.0% of the state's people. For population change between 2020 and 2023, River Falls ranks 104th of 462 in Alabama (about the 77th percentile). At about 72 people per square mile, River Falls is the 425th most densely settled place in Alabama. The population moved by about 13 people between 2020 and 2023, a 2.7% shift.

Lender access in River Falls

River Falls is a sparsely settled community of about 491 people, with 31 larger places inside a 50-mile radius. Distance to a branch rarely matters for River Falls's 491 residents: the application is online and the price follows your credit file. The nearest larger city, Andalusia, AL about 5 miles away.

Inside a River Falls personal loan

In River Falls, a small community of about 491, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a River Falls loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a River Falls loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The geography behind River Falls

River Falls's land area is about 6.8 square miles; a further 0.26 square miles is water. The resulting density is about 72 people per square mile. Huntsville, the largest place in Alabama, is about 231 miles from River Falls. River Falls has 31 larger places within a 50-mile radius. By land area it ranks 203rd of 462 Alabama places.

What Alabama law requires in River Falls

Every row below records a Alabama rule, its publisher and its retrieval date — the same rules a River Falls lender must follow.