Personal loans in False Pass, AK

By population, False Pass sits at 75th in Alaska, with an estimated 401 residents. Rate-shopping from False Pass costs nothing at pre-qualification, where a soft pull leaves your credit file alone. False Pass added about 0.5% to its population between the 2020 base and the 2023 estimate. The next larger city is King Cove, AK about 43 miles away.

Borrowing in False Pass: the local picture

Here is the sourced Census picture for False Pass, plus the Alaska lending rules that apply to a loan taken out here.

• Population: 401 residents; False Pass is the 75th-largest of 149 places in Alaska (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 0.5% since the 2020 count.
• Absolute change: 2 residents added between 2020 and 2023.
• Size percentile: roughly 50% of Alaska places rank below False Pass.
• Population density: 16 people per square mile on 25.1 square miles of land.
• Land area: False Pass covers 25.1 square miles, the 36th-largest area among Alaska's 149 places.
• Water area rank: False Pass ranks 14th among Alaska's 149 places, with 40.48 sq mi.
• State population share: False Pass accounts for about 0.1% of everyone in Alaska.
• National standing: False Pass ranks 14,089th of 19,457 US places.
• Growth in Alaska: False Pass stands 16th by percentage change from 2020 to 2023, among 149 places.
• Versus Alaska: the state average change is -3.1%, while False Pass moved 0.5%.
• Density in Alaska: False Pass ranks 109th by people per square mile.
• Density vs Alaska: False Pass's 16 people per square mile compare with a state median of 40.
• Location: 54.8724, -163.3343 (US Census Bureau Gazetteer).
• Nearest larger cities: King Cove (43 mi); Akutan (110 mi); Sand Point (117 mi). Lenders licensed in the state serve False Pass whether or not they keep a local branch.
• Nearest smaller towns: Cold Bay (32 mi).
• Smaller neighbours: 1 places smaller than False Pass sit within 50 miles.
• Larger places within 100 miles: 1.

The Alaska lending rules that reach False Pass

When Alaska does not publish a figure, the row links to the source instead of inventing a number; False Pass is bound by the same rules.

How False Pass compares across Alaska

Within Alaska, False Pass holds roughly 0.1% of all residents, the 75th-largest share among 149 places. On the 2020-to-2023 trend, False Pass stands 16th among Alaska's 149 places — roughly the 89th percentile. At about 16 people per square mile, False Pass is the 109th most densely settled place in Alaska. Between 2020 and 2023 the count changed by roughly 2 residents.

A practical checklist for False Pass borrowers

For False Pass's roughly 401 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Alaska licence by checking the regulator named above.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is False Pass-specific: the same Alaska licensing and disclosure rules reach all 401 residents.

The geography behind False Pass

False Pass's land area is about 25.1 square miles; a further 40.48 square miles is water. With 401 residents, the land area yields roughly 16 people per square mile. Anchorage, the largest place in Alaska, is about 671 miles from False Pass. Within 50 miles of False Pass there are 1 larger Census places. The 100-mile radius contains 1 larger places.

Lender access in False Pass

At roughly 16 people per square mile, False Pass is sparsely settled; 1 larger places lie within 50 miles. Lenders licensed in Alaska reach False Pass's 401 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is King Cove, AK about 43 miles away.