Personal loans in Unalaska, AK
A lender serving Unalaska holds a Alaska licence and answers to a Alaska regulator; no city office is involved for its 4,214 residents. Unalaska ranks 14th of 149 places in Alaska, with a population near 4,214.
No larger city sits within 120 miles of Unalaska. Unalaska shed about 0.9% of its population between the 2020 base and the 2023 estimate. State law, not city hall, decides what a lender may do to Unalaska's roughly 4,214 residents, and a state regulator supervises it. Verify the lender's Alaska licence against the regulator named below before borrowing in Unalaska.
Unalaska: population, trend and location
Here is the sourced Census picture for Unalaska, plus the Alaska lending rules that apply to a loan taken out here.
- Population: the Census counts 4,214 residents in Unalaska (Vintage 2023 subcounty estimate), the 14th-largest figure among Alaska's 149 places.
- Population trend: A drop of about 0.9% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 39 residents.
- Size percentile: roughly 91% of Alaska places rank below Unalaska.
- Population density: about 41 people per square mile across 102.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Unalaska covers 102.2 square miles, the 6th-largest area among Alaska's 149 places.
- Water area rank: Unalaska ranks 9th among Alaska's 149 places, with 108.68 sq mi.
- Share of state population: Unalaska's 4,214 residents are about 0.9% of Alaska.
- National rank: Unalaska sits 5,321st by population among the 19,457 places in this dataset.
- Growth rank: Unalaska's 2020-to-2023 change ranks 25th of 149 places in Alaska.
- State comparison: Alaska's places average -3.1% for 2020-to-2023, against Unalaska's 0.9%.
- Density rank: Unalaska places 74th among Alaska's places by people per square mile.
- Against the state median: Unalaska runs about 41 residents per square mile, where the Alaska median is 40.
- Location: 53.9103, -166.5290 (Census Gazetteer coordinates).
- Nearest smaller towns: Akutan (35 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 1 of them.
- Larger places within 100 miles: 0.
Unalaska against the rest of Alaska
Among Alaska's 149 places, Unalaska sits at 14th for population, a share of roughly 0.9% of the state. For population change between 2020 and 2023, Unalaska ranks 25th of 149 in Alaska (about the 83th percentile). At about 41 people per square mile, Unalaska is the 74th most densely settled place in Alaska. The population moved by about 39 people between 2020 and 2023, a 0.9% shift.
What a Unalaska borrower is actually offered
With roughly 4,214 residents, Unalaska is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Unalaska's rank of 14th in Alaska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Unalaska loan but raises total interest, so the smallest payment is not the cheapest loan.
Unalaska: area, density and distance
The Census Gazetteer records 102.2 square miles of land and 108.68 square miles of water within Unalaska. The resulting density is about 41 people per square mile. The largest place in Alaska, Anchorage, lies about 809 miles away. Counting outward 50 miles, 0 larger communities surround Unalaska. The 100-mile radius contains 0 larger places.
Borrowing reach in Unalaska
At roughly 41 people per square mile, Unalaska is sparsely settled; 0 larger places lie within 50 miles. Whether Unalaska has a local branch or not, a Alaska-licensed lender can serve its 4,214 people online on the same terms.
The state rulebook for Unalaska
Read the table as a lender's compliance picture for Unalaska: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
Common questions
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What loan size can I expect in Unalaska?
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Does comparing loans in Unalaska cost me credit score points?
Nearby places
- Akutan, AK — population 1,586
- False Pass, AK — population 401
- Cold Bay, AK — population 52
- St. George, AK — population 61
- King Cove, AK — population 771
- St. Paul, AK — population 399
- Sand Point, AK — population 600
- Mekoryuk, AK — population 200