Personal loans in Goodnews Bay, AK
A lender serving Goodnews Bay holds a Alaska licence and answers to a Alaska regulator; no city office is involved for its 252 residents.
When Alaska caps or restricts a product, lenders either change the terms or withdraw it from Goodnews Bay as from the rest of the state. The Census counts 252 people in Goodnews Bay, the 94th-largest figure among Alaska's 149 places. Decide the purpose of the loan and your repayment plan before sharing any details with a Goodnews Bay lender. The trend for Goodnews Bay between 2020 and 2023 is downward by roughly 3.1%. The next larger city is Togiak, AK about 42 miles away.
Local context for Goodnews Bay
Only a few things actually differ by place — population, area, location, and the Alaska rules a lender must follow — and they are below.
- Population: the Census counts 252 residents in Goodnews Bay (Vintage 2023 subcounty estimate), the 94th-largest figure among Alaska's 149 places.
- Population trend: Roughly 3.1% fewer residents than the 2020 Census counted.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: Goodnews Bay's 252 people outrank roughly 37% of the places in Alaska.
- Density: roughly 76 residents per square mile, spread over 3.3 sq mi of land.
- By land area: Goodnews Bay ranks 114th among Alaska's 149 places, at 3.3 sq mi.
- Share of state population: Goodnews Bay's 252 residents are about 0.1% of Alaska.
- National rank: Goodnews Bay sits 15,727th by population among the 19,457 places in this dataset.
- Growth rank: Goodnews Bay ranks 46th among Alaska's 149 places for the 2020-to-2023 change.
- Versus Alaska: the state average change is -3.1%, while Goodnews Bay moved 3.1%.
- Density in Alaska: Goodnews Bay ranks 60th by people per square mile.
- Density vs Alaska: Goodnews Bay's 76 people per square mile compare with a state median of 40.
- Location: it lies at 59.1277, -161.5644 in the Census Gazetteer.
- Nearest larger cities: Togiak (42 mi); Quinhagak (45 mi); Eek (77 mi); Manokotak (99 mi); Dillingham (108 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Platinum (14 mi); Aleknagik (103 mi); Clark's Point (110 mi).
- Within a 50-mile radius: 1 smaller Census places.
- At 100 miles: 4 larger Census places fall inside that radius.
The geography behind Goodnews Bay
Goodnews Bay covers about 3.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 76 residents per square mile. Anchorage, the largest place in Alaska, is about 445 miles from Goodnews Bay. Goodnews Bay has 2 larger places within a 50-mile radius. The 100-mile radius contains 4 larger places.
The Alaska lending rules that reach Goodnews Bay
Every row below records a Alaska rule, its publisher and its retrieval date — the same rules a Goodnews Bay lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.5% per annum default; by contract, the greater of 10% or 5 percentage points above the 12th Federal Reserve District advance rate (loans over $25,000 exempt) Source says: "The rate of interest in the state is 10.5 percent a year and no more on money after it is due"; "more than the greater of 10 percent or five percentage points above the annual rate charged member banks for advances by the 12th Federal Reserve District". | Alaska Legislature — Alaska Statutes § 45.45.010 as of 2026-09-16 |
The anatomy of a Goodnews Bay personal loan
With roughly 252 residents, Goodnews Bay is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Goodnews Bay can be quoted different APRs on the same amount and term. The term you choose in Goodnews Bay decides the split between a comfortable payment and the total interest you pay.
Goodnews Bay in state context
Goodnews Bay is the 94th-largest of 149 Census places in Alaska and contains about 0.1% of the state's people. For population change between 2020 and 2023, Goodnews Bay ranks 46th of 149 in Alaska (about the 69th percentile). At about 76 people per square mile, Goodnews Bay is the 60th most densely settled place in Alaska. In land area, Goodnews Bay ranks 114th among Alaska's 149 places.
Borrowing reach in Goodnews Bay
Goodnews Bay is a sparsely settled community of about 252 people, with 2 larger places inside a 50-mile radius. What is available to Goodnews Bay's 252 borrowers is set by Alaska licensing and your own credit, not by how many branches are nearby. The nearest larger city, Togiak, AK about 42 miles away.
Common questions
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Nearby places
- Platinum, AK — population 54
- Quinhagak, AK — population 750
- Togiak, AK — population 778
- Eek, AK — population 389
- Napaskiak, AK — population 494
- Napakiak, AK — population 344
- Kwethluk, AK — population 782
- Bethel, AK — population 6,292