Personal loans in Napaskiak, AK

A personal loan in Napaskiak is priced from your credit file and income, not from the fact that the city holds 494 people. Compare APR, not the interest rate, because the APR folds in most fees on a Napaskiak loan. Every figure below is Alaska's own, applied to Napaskiak's 494 residents, with the publisher and retrieval date attached. A larger market lies at Bethel, AK about 6 miles away.

What the Census records for Napaskiak

Only a few things actually differ by place — population, area, location, and the Alaska rules a lender must follow — and they are below.

• Population: 494 people, a figure that places Napaskiak 59th among the 149 Census places in Alaska (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 3.1% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 16 residents.
• Size percentile: roughly 60% of Alaska's places have fewer residents than Napaskiak's 494.
• Land and density: 2.8 square miles of land carry roughly 173 residents per square mile.
• Land area: Napaskiak covers 2.8 square miles, the 119th-largest area among Alaska's 149 places.
• Water area rank: Napaskiak ranks 111th among Alaska's 149 places, with 0.24 sq mi.
• Share of Alaska: Napaskiak holds about 0.1% of the state's population, some 494 people.
• National rank: Napaskiak is the 13,222nd most populous of the 19,457 Census places covered here.
• Growth rank: Napaskiak's 2020-to-2023 change ranks 49th of 149 places in Alaska.
• Versus Alaska: the state average change is -3.1%, while Napaskiak moved 3.1%.
• Density rank: Napaskiak places 38th among Alaska's places by people per square mile.
• Density vs Alaska: Napaskiak's 173 people per square mile compare with a state median of 40.
• Location: 60.7032, -161.7508 (Census Gazetteer coordinates).
• Nearest larger cities: Bethel (6 mi); Kwethluk (12 mi); Nunapitchuk (27 mi); Quinhagak (66 mi); Pilot Station (94 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Napakiak (8 mi); Akiak (23 mi); Eek (35 mi).
• Smaller places within 50 miles: 3 of them.
• At 100 miles: 5 larger Census places fall inside that radius.

Which Alaska laws govern a loan in Napaskiak

For the roughly 494 residents of Napaskiak, the rules below are Alaska's own; each row carries its publisher and retrieval date.

Napaskiak: area, density and distance

The Census Gazetteer records 2.8 square miles of land and 0.24 square miles of water within Napaskiak. The resulting density is about 173 people per square mile. For the state's biggest city, Anchorage, the distance is roughly 419 miles. Within 50 miles of Napaskiak there are 3 larger Census places. Within the same 50 miles lie 3 smaller Census places.

How lenders reach Napaskiak

Napaskiak is a lightly settled community of about 494 people, with 3 larger places inside a 50-mile radius. What is available to Napaskiak's 494 borrowers is set by Alaska licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Bethel, AK about 6 miles away.

The anatomy of a Napaskiak personal loan

Most loans made to Napaskiak's 494 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Napaskiak lender to disclose the APR and finance charge before you sign. Shortening the term on a Napaskiak loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Napaskiak's place among Alaska's 149 places

Napaskiak is the 59th-largest of 149 Census places in Alaska and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Napaskiak stands 49th among Alaska's 149 places — roughly the 67th percentile. At about 173 people per square mile, Napaskiak is the 38th most densely settled place in Alaska. Between 2020 and 2023 the count changed by roughly 16 residents.