Personal loans in Akiak, AK

The trend for Akiak between 2020 and 2023 is downward by roughly 3.2%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Akiak loan. For the 448 people in Akiak, Alaska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger city is Kwethluk, AK about 11 miles away.

Akiak by the numbers

Two layers matter for a Akiak borrower: the local population picture and Alaska's consumer-lending statutes.

• Population: about 448 people live here, which puts Akiak 67th of 149 Census places in Alaska (Vintage 2023).
• Population trend: About 3.2% below the 2020 Census base.
• Absolute change: 15 residents lost between 2020 and 2023.
• Size percentile: bigger than about 55% of the places in Alaska, with 448 residents in Akiak.
• Population density: about 209 people per square mile (Census land area 2.1 sq mi).
• Land area: Akiak covers 2.1 square miles, the 126th-largest area among Alaska's 149 places.
• Water area: Akiak has 0.85 square miles of water, ranking 87th of 149 places in Alaska.
• State share: roughly 0.1% of Alaska's residents live in Akiak (448 people).
• National standing: Akiak ranks 13,614th of 19,457 US places.
• Growth rank: Akiak's 2020-to-2023 change ranks 60th of 149 places in Alaska.
• Versus Alaska: the state average change is -3.1%, while Akiak moved 3.2%.
• Density rank: Akiak places 31st among Alaska's places by people per square mile.
• Density vs Alaska: Akiak's 209 people per square mile compare with a state median of 40.
• Location: 60.9128, -161.2162 (Census Gazetteer coordinates).
• Nearest larger cities: Kwethluk (11 mi); Bethel (21 mi); Napaskiak (23 mi); Nunapitchuk (42 mi); Marshall (72 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Napakiak (30 mi); Lower Kalskag (50 mi); Upper Kalskag (52 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 1 smaller Census places.
• Within 100 miles: 8 places are larger than Akiak.

How lenders reach Akiak

At roughly 209 people per square mile, Akiak is lightly settled; 4 larger places lie within 50 miles. Distance to a branch rarely matters for Akiak's 448 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Kwethluk, AK about 11 miles away.

The state rulebook for Akiak

Alaska has no separate rate rule for Akiak; the sourced rows below are what reach every lender that serves its 448 people.

A pre-application checklist for Akiak

Before you apply in Akiak, a community of about 448, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Alaska regulator's licence list.
5. Test the payment against your current bills before you commit.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Akiak as elsewhere in Alaska, the written terms — not the advertisement — are what count for its 448 residents.

Where Akiak sits in Alaska

Among Alaska's 149 places, Akiak sits at 67th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Akiak stands 60th among Alaska's 149 places — roughly the 60th percentile. By density, at about 209 people per square mile, it ranks 31st in Alaska. Between 2020 and 2023 the count changed by roughly 15 residents.

Inside a Akiak personal loan

With roughly 448 residents, Akiak is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Akiak's rank of 67th in Alaska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Akiak loan is knowable in advance — unlike a revolving card balance.