Personal loans in Fairview, TN

A personal loan in Fairview is priced from your credit file and income, not from the fact that the city holds 10,240 people. The Census estimates 10,240 residents in Fairview, which ranks it 63rd of 344 places in Tennessee.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Borrowers who want a bigger city can look to Dickson, TN about 15 miles away. Population in Fairview climbed about 9.1% over the three years from 2020 to 2023. To lend to Fairview's 10,240 residents, a company must hold a Tennessee licence, and each sourced row below names the regulator behind it. Read the disclosure for an origination fee and any prepayment penalty before signing in Fairview.

What the Census records for Fairview

Most of what governs a Fairview loan is written in Tennessee law rather than in the city; the sourced notes below make that split concrete.

What a Fairview borrower is actually offered

In Fairview, a small town of about 10,240, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Fairview loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Fairview loan is knowable in advance — unlike a revolving card balance.

Fairview: area, density and distance

Inside Fairview's boundaries lie roughly 18.0 square miles of land and 0.03 square miles of water. That land carries about 568 people per square mile. For the state's biggest city, Memphis, the distance is roughly 171 miles. Counting outward 50 miles, 18 larger communities surround Fairview. The 100-mile radius contains 41 larger places.

Getting a loan in Fairview

At roughly 568 people per square mile, Fairview is moderately settled; 18 larger places lie within 50 miles. Lenders licensed in Tennessee reach Fairview's 10,240 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Dickson, TN about 15 miles away.

How Fairview compares across Tennessee

Set beside Tennessee's 344 places, Fairview ranks 63rd by population and holds about 0.3% of the state total. For population change between 2020 and 2023, Fairview ranks 23rd of 344 in Tennessee (about the 93th percentile). At about 568 people per square mile, Fairview is the 166th most densely settled place in Tennessee. Between 2020 and 2023 the count changed by roughly 854 residents.

The state rulebook for Fairview

Every row below records a Tennessee rule, its publisher and its retrieval date — the same rules a Fairview lender must follow.

RuleDetailSource
State lending regulatorTennessee Department of Financial Institutions (TDFI)
Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies
Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026)
Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum
Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Payday lending statusLicensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103)
Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license
Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Fairview if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Fairview is the same as anywhere in Tennessee.
What loan size can I expect in Fairview?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Fairview?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Fairview cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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