Personal loans in Thompson's Station, TN
Thompson's Station is home to roughly 8,580 people and stands 68th by size out of 344 Census places in Tennessee. Thompson's Station counts about 8,580 people, and what is genuinely local about borrowing here is limited — Tennessee law does the governing. Census figures put the 2020-to-2023 increase in Thompson's Station at about 15.5%. Judge Thompson's Station offers on total cost, not on how quickly the money arrives. Lenders active in Thompson's Station report to a Tennessee supervisor, identified in the sourced rows below. The closest larger city is Spring Hill, TN about 5 miles away.
The Thompson's Station data picture
Here is the sourced Census picture for Thompson's Station, plus the Tennessee lending rules that apply to a loan taken out here.
- Population: the Census counts 8,580 residents in Thompson's Station (Vintage 2023 subcounty estimate), the 68th-largest figure among Tennessee's 344 places.
- Population trend: Growth of about 15.5% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 1,150 residents.
- Size percentile: Thompson's Station sits ahead of around 80% of Tennessee places, at 8,580 people.
- Population density: 359 people per square mile on 23.9 square miles of land.
- Land area: Thompson's Station covers 23.9 square miles, the 31st-largest area among Tennessee's 344 places.
- Water area: Thompson's Station has 0.01 square miles of water, ranking 111th of 344 places in Tennessee.
- Share of state population: Thompson's Station's 8,580 residents are about 0.2% of Tennessee.
- National standing: Thompson's Station ranks 3,499th of 19,457 US places.
- Growth in Tennessee: Thompson's Station stands 9th by percentage change from 2020 to 2023, among 344 places.
- Versus Tennessee: the state average change is +2.4%, while Thompson's Station moved 15.5%.
- Density rank: Thompson's Station is the 236th most densely settled place in Tennessee.
- Density in context: Thompson's Station's 359 people per square mile sit against a Tennessee median of 553.
- Location: coordinates 35.8125, -86.9100 (US Census Bureau Gazetteer).
- Nearest larger cities: Spring Hill (5 mi); Franklin (8 mi); Brentwood (15 mi); Columbia (15 mi); Nolensville (17 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Eagleville (15 mi); Chapel Hill (17 mi); Forest Hills (18 mi).
- Smaller neighbours: 37 places smaller than Thompson's Station sit within 50 miles.
- Within 100 miles: 45 places are larger than Thompson's Station.
What a Thompson's Station borrower is actually offered
A Thompson's Station personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 8,580 residents. Because pricing is borrower-level, two people in Thompson's Station can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Thompson's Station loan but raises total interest, so the smallest payment is not the cheapest loan.
Thompson's Station against the rest of Tennessee
Among Tennessee's 344 places, Thompson's Station sits at 68th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Thompson's Station stands 9th among Tennessee's 344 places — roughly the 97th percentile. Its roughly 359 residents per square mile place it 236th among Tennessee's places. In land area, Thompson's Station ranks 31st among Tennessee's 344 places.
The Tennessee lending rules that reach Thompson's Station
Every row below records a Tennessee rule, its publisher and its retrieval date — the same rules a Thompson's Station lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Thompson's Station: area, density and distance
Inside Thompson's Station's boundaries lie roughly 23.9 square miles of land and 0.01 square miles of water. The resulting density is about 359 people per square mile. The largest place in Tennessee, Memphis, lies about 179 miles away. Within 50 miles of Thompson's Station there are 21 larger Census places. By land area it ranks 31st of 344 Tennessee places.
Lender access in Thompson's Station
Thompson's Station is lightly settled, with about 359 people per square mile and 21 larger places within 50 miles. Distance to a branch rarely matters for Thompson's Station's 8,580 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Spring Hill, TN about 5 miles away.
Common questions
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Nearby places
- Spring Hill, TN — population 57,637
- Franklin, TN — population 88,558
- Brentwood, TN — population 45,265
- Columbia, TN — population 47,445
- Eagleville, TN — population 942
- Forest Hills, TN — population 4,479
- Fairview, TN — population 10,240
- Nolensville, TN — population 15,437