Personal loans in Burns, TN
Population in Burns climbed about 14.6% over the three years from 2020 to 2023. Two households in Burns with comparable incomes can still be offered different rates; the city's 1,813 residents are not the reason. With an estimated 1,813 residents, Burns is the 184th-largest of 344 places in Tennessee. The closest larger place is Dickson, TN about 3 miles away. Which products a lender may offer to Burns's 1,813 residents follows from the Tennessee consumer-lending framework. Judge Burns offers on total cost, not on how quickly the money arrives.
Burns: population, trend and location
Only a few things actually differ by place — population, area, location, and the Tennessee rules a lender must follow — and they are below.
- Population: an estimated 1,813 residents, 184th of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 14.6% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 231 residents.
- Size percentile: about 47% of Tennessee communities are smaller than Burns (1,813 residents).
- Land and density: 3.5 square miles of land carry roughly 516 residents per square mile.
- By land area: Burns ranks 205th among Tennessee's 344 places, at 3.5 sq mi.
- Share of state population: Burns's 1,813 residents are about 0.1% of Tennessee.
- National rank: Burns is 7,982nd of 19,457 places nationwide.
- Growth rank: Burns ranks 10th among Tennessee's 344 places for the 2020-to-2023 change.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Burns's 14.6%.
- Density rank: Burns places 185th among Tennessee's places by people per square mile.
- Density vs Tennessee: Burns's 516 people per square mile compare with a state median of 553.
- Location: the Census Gazetteer records it at 36.0578, -87.3204.
- Nearest larger cities: Dickson (3 mi); White Bluff (7 mi); Kingston Springs (12 mi); Fairview (12 mi); Pegram (15 mi). Lenders licensed in the state serve Burns whether or not they keep a local branch.
- Smaller towns nearby: Charlotte (9 mi); Vanleer (14 mi); McEwen (18 mi).
- Smaller places within 50 miles: 19 of them.
- Within 100 miles: 114 places are larger than Burns.
The geography behind Burns
The Census Gazetteer records about 3.5 square miles of land within Burns, with no significant water area listed. Spread across it are roughly 516 residents per square mile. The largest place in Tennessee, Memphis, lies about 163 miles away. Burns has 38 larger places within a 50-mile radius. By land area it ranks 205th of 344 Tennessee places.
The Tennessee lending rules that reach Burns
Read the table as a lender's compliance picture for Burns: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Where Burns sits in Tennessee
Within Tennessee, Burns holds roughly 0.1% of all residents, the 184th-largest share among 344 places. Its 2020-to-2023 change ranks 10th of 344 Tennessee places, putting it near the 97th percentile for growth. At about 516 people per square mile, Burns is the 185th most densely settled place in Tennessee. By land area, its 3.5 square miles rank 205th of 344 places in Tennessee.
Lender access in Burns
At roughly 516 people per square mile, Burns is moderately settled; 38 larger places lie within 50 miles. Whether Burns has a local branch or not, a Tennessee-licensed lender can serve its 1,813 people online on the same terms. The nearest larger city, Dickson, TN about 3 miles away.
Steps to take before a Burns loan
Complete these steps first when you borrow in Burns (1,813 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Tennessee regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
The process is identical across Tennessee; what changes is your credit file, not the fact that Burns holds 1,813 people.
Common questions
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Does comparing loans in Burns cost me credit score points?
Nearby places
- Dickson, TN — population 16,744
- White Bluff, TN — population 4,161
- Charlotte, TN — population 1,708
- Fairview, TN — population 10,240
- Kingston Springs, TN — population 2,775
- Vanleer, TN — population 582
- Centerville, TN — population 3,567
- Pegram, TN — population 2,034