Personal loans in Elizabeth, PA

Two households in Elizabeth with comparable incomes can still be offered different rates; the city's 1,355 residents are not the reason. To lend to Elizabeth's 1,355 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Judge Elizabeth offers on total cost, not on how quickly the money arrives. The next larger city is Clairton, PA about 2 miles away.

Borrowing in Elizabeth: the local picture

Most of what governs a Elizabeth loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

• Population: 1,355 — Elizabeth ranks 524th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.7% between 2020 and 2023.
• Absolute change: 37 residents lost between 2020 and 2023.
• Size percentile: about 48% of Pennsylvania communities are smaller than Elizabeth (1,355 residents).
• Population density: about 3,950 people per square mile (Census land area 0.3 sq mi).
• By land area: Elizabeth ranks 846th among Pennsylvania's 1,013 places, at 0.3 sq mi.
• Water area rank: Elizabeth ranks 173rd among Pennsylvania's 1,013 places, with 0.07 sq mi.
• State share: roughly 0.0% of Pennsylvania's residents live in Elizabeth (1,355 people).
• Nationally: Elizabeth is the 9,086th-largest of 19,457 Census places in the dataset.
• Growth rank: Elizabeth's 2020-to-2023 change ranks 832nd of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Elizabeth moved 2.7%.
• Density rank: Elizabeth is the 195th most densely settled place in Pennsylvania.
• Density vs Pennsylvania: Elizabeth's 3,950 people per square mile compare with a state median of 1,990.
• Location: 40.2716, -79.8872 (Census Gazetteer coordinates).
• Nearest larger cities: Clairton (2 mi); Jefferson Hills (3 mi); Liberty (4 mi); Glassport (4 mi); Versailles (4 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: West Elizabeth (0 mi); Lincoln (2 mi); Sutersville (5 mi).
• Within a 50-mile radius: 152 smaller Census places.
• At 100 miles: 301 larger Census places fall inside that radius.

A pre-application checklist for Elizabeth

Complete these steps first when you borrow in Elizabeth (1,355 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Pennsylvania regulator's licence records before you sign.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Elizabeth holds 1,355 people.

Elizabeth: area, density and distance

Elizabeth covers about 0.3 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). With 1,355 residents, the land area yields roughly 3,950 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 252 miles. A 50-mile radius around Elizabeth takes in 164 places that are larger. By land area it ranks 846th of 1,013 Pennsylvania places.

Lender access in Elizabeth

Elizabeth is fairly dense, with about 3,950 people per square mile and 164 larger places within 50 miles. What is available to Elizabeth's 1,355 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Clairton, PA about 2 miles away.

Pennsylvania consumer-lending rules applied in Elizabeth

Read the table as a lender's compliance picture for Elizabeth: the rule, the sourced figure, the publisher and the date.

Where Elizabeth sits in Pennsylvania

Elizabeth is the 524th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Elizabeth stands 832nd among Pennsylvania's 1,013 places — roughly the 18th percentile. By density, at about 3,950 people per square mile, it ranks 195th in Pennsylvania. Between 2020 and 2023 the count changed by roughly 37 residents.