Personal loans in Versailles, PA

Versailles is home to roughly 1,426 people and stands 514th by size out of 1,013 Census places in Pennsylvania. A 2020-to-2023 comparison shows Versailles down by about 3.7%. For a community of about 1,426, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Liberty, PA about 2 miles away. For the 1,426 people in Versailles, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

Versailles: population, trend and location

Most of what governs a Versailles loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

• Population: 1,426 — Versailles ranks 514th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Roughly 3.7% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 55 residents.
• Size percentile: with 1,426 residents, Versailles is larger than about 49% of Pennsylvania's Census places.
• Density: roughly 2,946 residents per square mile, spread over 0.5 sq mi of land.
• By land area: Versailles ranks 744th among Pennsylvania's 1,013 places, at 0.5 sq mi.
• Water area rank: Versailles ranks 207th among Pennsylvania's 1,013 places, with 0.06 sq mi.
• Share of Pennsylvania: Versailles holds about 0.0% of the state's population, some 1,426 people.
• National rank: Versailles is 8,875th of 19,457 places nationwide.
• Growth rank: Versailles's 2020-to-2023 change ranks 950th of 1,013 places in Pennsylvania.
• Against the state trend: Versailles's 3.7% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Versailles ranks 332nd by people per square mile.
• Against the state median: Versailles runs about 2,946 residents per square mile, where the Pennsylvania median is 1,990.
• Location: coordinates 40.3182, -79.8308 (US Census Bureau Gazetteer).
• Nearest larger cities: Liberty (2 mi); McKeesport (2 mi); White Oak (2 mi); Port Vue (3 mi); Glassport (3 mi). Larger metros often have more branches, but online lenders reach Versailles on the same terms.
• Smaller places nearby: Lincoln (2 mi); Elizabeth (4 mi); West Elizabeth (5 mi).
• Within a 50-mile radius: 168 smaller Census places.
• Within 100 miles: 291 places are larger than Versailles.

Versailles on the map

The Census Gazetteer records 0.5 square miles of land and 0.06 square miles of water within Versailles. With 1,426 residents, the land area yields roughly 2,946 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 249 miles. A 50-mile radius around Versailles takes in 158 places that are larger. Within the same 50 miles lie 168 smaller Census places.

Versailles in state context

Versailles is the 514th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 950th of 1,013 Pennsylvania places, putting it near the 6th percentile for growth. At about 2,946 people per square mile, Versailles is the 332nd most densely settled place in Pennsylvania. In land area, Versailles ranks 744th among Pennsylvania's 1,013 places.

A pre-application checklist for Versailles

Before you hand your details to a lender in Versailles, where the population is near 1,426:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

What differs between Versailles and the rest of Pennsylvania is not the process but the borrower's own file, among the 1,426 people here.

Which Pennsylvania laws govern a loan in Versailles

Read the table as a lender's compliance picture for Versailles: the rule, the sourced figure, the publisher and the date.

How lenders reach Versailles

Versailles is a fairly dense community of about 1,426 people, with 158 larger places inside a 50-mile radius. What is available to Versailles's 1,426 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Liberty, PA about 2 miles away.