Personal loans in Clairton, PA
Two households in Clairton with comparable incomes can still be offered different rates; the city's 5,949 residents are not the reason. Census figures put the 2020-to-2023 decrease in Clairton at about 3.8%.
The Census estimates 5,949 residents in Clairton, which ranks it 148th of 1,013 places in Pennsylvania. Decide the purpose of the loan and your repayment plan before sharing any details with a Clairton lender. A lender that serves Clairton operates under Pennsylvania lending statutes and a Pennsylvania supervisor. The closest larger place is Jefferson Hills, PA about 3 miles away.
Borrowing in Clairton: the local picture
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: 5,949 — Clairton ranks 148th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: About 3.8% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 233 residents.
- Size percentile: about 85% of Pennsylvania's Census places are smaller than Clairton.
- Density: roughly 2,148 residents per square mile, spread over 2.8 sq mi of land.
- By land area: Clairton ranks 140th among Pennsylvania's 1,013 places, at 2.8 sq mi.
- Water area: Clairton has 0.23 square miles of water, ranking 49th of 1,013 places in Pennsylvania.
- Share of Pennsylvania: Clairton holds about 0.1% of the state's population, some 5,949 people.
- National rank: Clairton is 4,380th of 19,457 places nationwide.
- Growth rank: Clairton's 2020-to-2023 change ranks 968th of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Clairton's 3.8%.
- Density rank: Clairton is the 473rd most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Clairton's 2,148 people per square mile compare with a state median of 1,990.
- Location: 40.2967, -79.8890 (Census Gazetteer coordinates).
- Nearest larger cities: Jefferson Hills (3 mi); McKeesport (4 mi); West Mifflin (4 mi); Pleasant Hills (4 mi); White Oak (6 mi). Lenders licensed in the state serve Clairton whether or not they keep a local branch.
- Smaller communities within reach: Lincoln (2 mi); Elizabeth (2 mi); West Elizabeth (2 mi).
- Within a 50-mile radius: 271 smaller Census places.
- Larger places within 100 miles: 88.
What is available to Clairton borrowers
Clairton is a fairly dense community of about 5,949 people, with 47 larger places inside a 50-mile radius. Lenders licensed in Pennsylvania reach Clairton's 5,949 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Jefferson Hills, PA about 3 miles away.
What Pennsylvania law requires in Clairton
Below are the Pennsylvania rules that apply to a loan made in Clairton, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Clairton on the map
Inside Clairton's boundaries lie roughly 2.8 square miles of land and 0.23 square miles of water. With 5,949 residents, the land area yields roughly 2,148 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 252 miles away. Clairton has 47 larger places within a 50-mile radius. By land area it ranks 140th of 1,013 Pennsylvania places.
Inside a Clairton personal loan
Most loans made to Clairton's 5,949 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Clairton's rank of 148th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Clairton loan is knowable in advance — unlike a revolving card balance.
Where Clairton sits in Pennsylvania
Among Pennsylvania's 1,013 places, Clairton sits at 148th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Clairton ranks 968th of 1,013 in Pennsylvania (about the 4th percentile). Its roughly 2,148 residents per square mile place it 473rd among Pennsylvania's places. In land area, Clairton ranks 140th among Pennsylvania's 1,013 places.
Common questions
What are my options in Clairton if my credit is poor?
What loan size can I expect in Clairton?
Do I have to pledge anything to borrow in Clairton?
Does comparing loans in Clairton cost me credit score points?
Nearby places
- Elizabeth, PA — population 1,355
- West Elizabeth, PA — population 388
- Glassport, PA — population 4,301
- Lincoln, PA — population 895
- Liberty, PA — population 2,266
- Port Vue, PA — population 3,568
- Jefferson Hills, PA — population 12,178
- Dravosburg, PA — population 1,554