Personal loans in Elizabeth, IL

Pull your credit reports and line up at least three offers before you apply from Elizabeth. Elizabeth shed about 1.3% of its population between the 2020 base and the 2023 estimate. Rate ceilings, licensing requirements and product limits for Elizabeth are all set at the Illinois level. The closest larger place is Hanover, IL about 5 miles away.

What the Census records for Elizabeth

Here is the sourced Census picture for Elizabeth, plus the Illinois lending rules that apply to a loan taken out here.

• Population: an estimated 695 residents, 753rd of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 1.3% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 9 fewer people than the 2020 Census counted.
• Size percentile: about 42% of Illinois's Census places are smaller than Elizabeth.
• Density: the Census land area of 0.9 sq mi holds about 754 people per square mile.
• Land area rank: Elizabeth's 0.9 square miles rank 799th of 1,294 places in Illinois.
• Within Illinois: about 0.0% of the state's population lives in Elizabeth.
• National rank: Elizabeth is the 11,821st most populous of the 19,457 Census places covered here.
• Growth rank: Elizabeth's 2020-to-2023 change ranks 311th of 1,294 places in Illinois.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Elizabeth's 1.3%.
• Density rank: Elizabeth is the 820th most densely settled place in Illinois.
• Density in context: Elizabeth's 754 people per square mile sit against a Illinois median of 993.
• Location: latitude 42.3163, longitude -90.2221 (Census Gazetteer).
• Nearest larger cities: Hanover (5 mi); Bellevue (11 mi); Stockton (12 mi); Galena (13 mi); Savanna (16 mi). Lenders licensed in the state serve Elizabeth whether or not they keep a local branch.
• Smaller communities within reach: Scales Mound (11 mi); Apple River (14 mi); St. Donatus (17 mi).
• Smaller places within 50 miles: 70 of them.
• Larger places within 100 miles: 348.

Elizabeth in state context

Set beside Illinois's 1,294 places, Elizabeth ranks 753rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Elizabeth stands 311th among Illinois's 1,294 places — roughly the 76th percentile. At about 754 people per square mile, Elizabeth is the 820th most densely settled place in Illinois. Between 2020 and 2023 the count changed by roughly 9 residents.

Which Illinois laws govern a loan in Elizabeth

Illinois has no separate rate rule for Elizabeth; the sourced rows below are what reach every lender that serves its 695 people.

Land, water and location for Elizabeth

Elizabeth covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 754 residents per square mile. The largest place in Illinois, Chicago, lies about 134 miles away. Counting outward 50 miles, 66 larger communities surround Elizabeth. By land area it ranks 799th of 1,294 Illinois places.

Getting a loan in Elizabeth

At roughly 754 people per square mile, Elizabeth is moderately settled; 66 larger places lie within 50 miles. Whether Elizabeth has a local branch or not, a Illinois-licensed lender can serve its 695 people online on the same terms. The nearest larger city, Hanover, IL about 5 miles away.

Inside a Elizabeth personal loan

With roughly 695 residents, Elizabeth is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Elizabeth's rank of 753rd in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Elizabeth loan but raises total interest, so the smallest payment is not the cheapest loan.