Personal loans in Bellevue, IA
Personal loans in Bellevue are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,320 population. Population in Bellevue dropped about 1.8% over the three years from 2020 to 2023.
By population, Bellevue sits at 149th in Iowa, with an estimated 2,320 residents. Price two or three terms so you can see which payment is truly affordable in Bellevue. Lenders active in Bellevue report to a Iowa supervisor, identified in the sourced rows below. The next larger city is Galena, IL about 11 miles away.
What the Census records for Bellevue
Set out below is Bellevue's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 2,320 residents in Bellevue (Vintage 2023 subcounty estimate), the 149th-largest figure among Iowa's 940 places.
- Population trend: The 2020-to-2023 change is negative, near 1.8%.
- Net change: roughly 43 fewer people than the 2020 Census counted.
- Size percentile: about 84% of Iowa's Census places are smaller than Bellevue.
- Population density: 1,541 people per square mile on 1.5 square miles of land.
- Land area rank: Bellevue's 1.5 square miles rank 263rd of 940 places in Iowa.
- Water: Bellevue holds about 0.07 square miles, the 65th-largest water area in Iowa.
- Share of Iowa: Bellevue holds about 0.1% of the state's population, some 2,320 people.
- National standing: Bellevue ranks 7,083rd of 19,457 US places.
- Growth rank: Bellevue ranks 597th among Iowa's 940 places for the 2020-to-2023 change.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Bellevue's 1.8%.
- Density rank: Bellevue is the 64th most densely settled place in Iowa.
- Density in context: Bellevue's 1,541 people per square mile sit against a Iowa median of 672.
- Location: latitude 42.2596, longitude -90.4311 (Census Gazetteer).
- Nearest larger cities: Galena (11 mi); Maquoketa (18 mi); Savanna (19 mi); Dubuque (22 mi); Asbury (25 mi). Lenders licensed in the state serve Bellevue whether or not they keep a local branch.
- Nearest smaller towns: Springbrook (7 mi); Hanover (8 mi); St. Donatus (9 mi) — useful context for the surrounding area.
- Smaller neighbours: 120 places smaller than Bellevue sit within 50 miles.
- Larger places within 100 miles: 150.
The Iowa lending rules that reach Bellevue
Read the table as a lender's compliance picture for Bellevue: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
How Bellevue compares across Iowa
Bellevue is the 149th-largest of 940 Census places in Iowa and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Bellevue stands 597th among Iowa's 940 places — roughly the 36th percentile. Its roughly 1,541 residents per square mile place it 64th among Iowa's places. In land area, Bellevue ranks 263rd among Iowa's 940 places.
Before you apply in Bellevue
Complete these steps first when you borrow in Bellevue (2,320 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Iowa licence with the regulator listed on this page.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Iowa; what changes is your credit file, not the fact that Bellevue holds 2,320 people.
Lender access in Bellevue
Bellevue is a moderately settled community of about 2,320 people, with 27 larger places inside a 50-mile radius. Lenders licensed in Iowa reach Bellevue's 2,320 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Galena, IL about 11 miles away.
The anatomy of a Bellevue personal loan
With roughly 2,320 residents, Bellevue is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Bellevue can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Bellevue loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Bellevue if my credit is poor?
What loan size can I expect in Bellevue?
Do I have to pledge anything to borrow in Bellevue?
Does comparing loans in Bellevue cost me credit score points?
Nearby places
- Springbrook, IA — population 145
- St. Donatus, IA — population 119
- Hanover, IL — population 841
- Galena, IL — population 3,250
- Spragueville, IA — population 90
- Andrew, IA — population 375
- La Motte, IA — population 233
- Preston, IA — population 938