Personal loans in Andrew, IA

Personal loans in Andrew are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 375 population. Andrew lost roughly 0.8% of its population across the 2020-to-2023 comparison. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Andrew loan. The closest larger city is Maquoketa, IA about 7 miles away.

Andrew by the numbers

Two layers matter for a Andrew borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: 375 people, a figure that places Andrew 507th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.8%.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: with 375 residents, Andrew is larger than about 46% of Iowa's Census places.
• Population density: about 1,512 people per square mile (Census land area 0.2 sq mi).
• Land area rank: Andrew's 0.2 square miles rank 835th of 940 places in Iowa.
• State share: roughly 0.0% of Iowa's residents live in Andrew (375 people).
• National rank: Andrew is 14,344th of 19,457 places nationwide.
• Growth rank: Andrew's 2020-to-2023 change ranks 384th of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Andrew's 0.8%.
• Density in Iowa: Andrew ranks 71st by people per square mile.
• Against the state median: Andrew runs about 1,512 residents per square mile, where the Iowa median is 672.
• Location: it lies at 42.1532, -90.5923 in the Census Gazetteer.
• Nearest larger cities: Maquoketa (7 mi); Delmar (11 mi); Bellevue (11 mi); Preston (12 mi); Charlotte (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Springbrook (6 mi); Spragueville (10 mi); La Motte (10 mi).
• Within a 50-mile radius: 52 smaller Census places.
• At 100 miles: 397 larger Census places fall inside that radius.

Which Iowa laws govern a loan in Andrew

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Andrew lender must follow.

Andrew in state context

Among Iowa's 940 places, Andrew sits at 507th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Andrew ranks 384th of 940 in Iowa (about the 59th percentile). At about 1,512 people per square mile, Andrew is the 71st most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 3 residents.

Before you apply in Andrew

Complete these steps first when you borrow in Andrew (375 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Andrew-specific: the same Iowa licensing and disclosure rules reach all 375 residents.

Land, water and location for Andrew

Andrew covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,512 people per square mile. The largest place in Iowa, Des Moines, lies about 160 miles away. Counting outward 50 miles, 101 larger communities surround Andrew. Within the same 50 miles lie 52 smaller Census places.

Lender access in Andrew

Andrew is a moderately settled community of about 375 people, with 101 larger places inside a 50-mile radius. Lenders licensed in Iowa reach Andrew's 375 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Maquoketa, IA about 7 miles away.