Personal loans in Delmar, IA

Delmar shed about 0.6% of its population between the 2020 base and the 2023 estimate. Rate-shopping from Delmar costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A larger market lies at Maquoketa, IA about 5 miles away. A single loan can carry different costs on either side of a state line, and Delmar sits on the Iowa side of that line.

Delmar: population, trend and location

The figures below are Delmar's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 542 residents; Delmar is the 422nd-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.6% from 2020 to 2023.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: roughly 55% of Iowa places rank below Delmar.
• Population density: about 709 people per square mile (Census land area 0.8 sq mi).
• By land area: Delmar ranks 489th among Iowa's 940 places, at 0.8 sq mi.
• State population share: Delmar accounts for about 0.0% of everyone in Iowa.
• Nationally: Delmar is the 12,831st-largest of 19,457 Census places in the dataset.
• Growth rank: Delmar's 2020-to-2023 change ranks 350th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Delmar moved 0.6%.
• Density rank: Delmar places 447th among Iowa's places by people per square mile.
• Density vs Iowa: Delmar's 709 people per square mile compare with a state median of 672.
• Location: mapped by the US Census Bureau at 41.9989, -90.6079.
• Nearest larger cities: Maquoketa (5 mi); Preston (11 mi); Grand Mound (12 mi); DeWitt (13 mi); Wheatland (16 mi). Living near a larger metro rarely changes what is available in Delmar.
• Nearest smaller places: Welton (6 mi); Charlotte (8 mi); Spragueville (10 mi).
• Within a 50-mile radius: 64 smaller Census places.
• At 100 miles: 345 larger Census places fall inside that radius.

Delmar: area, density and distance

Delmar's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. With 542 residents, the land area yields roughly 709 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 157 miles. A 50-mile radius around Delmar takes in 88 places that are larger. By land area it ranks 489th of 940 Iowa places.

What to do before borrowing in Delmar

These steps shape the offer you get in Delmar, a place of about 542 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Delmar as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 542 residents.

Delmar against the rest of Iowa

Within Iowa, Delmar holds roughly 0.0% of all residents, the 422nd-largest share among 940 places. For population change between 2020 and 2023, Delmar ranks 350th of 940 in Iowa (about the 63th percentile). By density, at about 709 people per square mile, it ranks 447th in Iowa. By land area, its 0.8 square miles rank 489th of 940 places in Iowa.

Getting a loan in Delmar

Delmar is moderately settled, with about 709 people per square mile and 88 larger places within 50 miles. Whether Delmar has a local branch or not, a Iowa-licensed lender can serve its 542 people online on the same terms. The nearest larger city, Maquoketa, IA about 5 miles away.

How Iowa law applies in Delmar

The rows below set out what a licensed lender must follow in Iowa, and so for Delmar's roughly 542 residents.