Personal loans in Savanna, IL
Census figures put the 2020-to-2023 decrease in Savanna at about 2.5%. In Savanna, one of 1,294 Census places in Illinois, the figure to compare across lenders is the APR, not the advertised rate.
Savanna ranks 428th of 1,294 places in Illinois, with a population near 2,712. A larger market lies at Fulton, IL about 16 miles away. A single loan can carry different costs on either side of a state line, and Savanna sits on the Illinois side of that line. Verify the lender's Illinois licence against the regulator named below before borrowing in Savanna.
What the Census records for Savanna
What follows is Savanna's place in the Census record, alongside the Illinois rules that govern a personal loan made here.
- Population: 2,712 residents; Savanna is the 428th-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.5%.
- Net change: roughly 70 fewer people than the 2020 Census counted.
- Size percentile: about 67% of Illinois's Census places are smaller than Savanna.
- Land and density: 2.6 square miles of land carry roughly 1,037 residents per square mile.
- Land area: Savanna covers 2.6 square miles, the 412th-largest area among Illinois's 1,294 places.
- Water: Savanna holds about 0.09 square miles, the 222nd-largest water area in Illinois.
- State population share: Savanna accounts for about 0.0% of everyone in Illinois.
- Nationally: Savanna is the 6,601st-largest of 19,457 Census places in the dataset.
- Growth rank: Savanna's 2020-to-2023 change ranks 802nd of 1,294 places in Illinois.
- Versus Illinois: the state average change is -2.0%, while Savanna moved 2.5%.
- Density rank: Savanna places 628th among Illinois's places by people per square mile.
- Against the state median: Savanna runs about 1,037 residents per square mile, where the Illinois median is 993.
- Location: the Census Gazetteer records it at 42.0938, -90.1391.
- Nearest larger cities: Fulton (16 mi); Clinton (18 mi); Morrison (22 mi); Camanche (22 mi); Maquoketa (27 mi). Larger metros often have more branches, but online lenders reach Savanna on the same terms.
- Nearest smaller towns: Sabula (3 mi); Mount Carroll (8 mi); Thomson (8 mi).
- Smaller places within 50 miles: 116 of them.
- Larger places within 100 miles: 174.
Savanna against the rest of Illinois
Among Illinois's 1,294 places, Savanna sits at 428th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Savanna stands 802nd among Illinois's 1,294 places — roughly the 38th percentile. Its roughly 1,037 residents per square mile place it 628th among Illinois's places. In land area, Savanna ranks 412th among Illinois's 1,294 places.
Illinois consumer-lending rules applied in Savanna
This table holds the Illinois rate and licensing rules for consumer loans made to Savanna's 2,712 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Borrowing reach in Savanna
Savanna is a moderately settled community of about 2,712 people, with 30 larger places inside a 50-mile radius. Lenders licensed in Illinois reach Savanna's 2,712 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Fulton, IL about 16 miles away.
Savanna: area, density and distance
Savanna covers about 2.6 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,037 residents per square mile. The largest place in Illinois, Chicago, lies about 127 miles away. Savanna has 30 larger places within a 50-mile radius. By land area it ranks 412th of 1,294 Illinois places.
How personal loans work in Savanna
Most loans made to Savanna's 2,712 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Savanna lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Savanna loan is knowable in advance — unlike a revolving card balance.
Common questions
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What loan size can I expect in Savanna?
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Does comparing loans in Savanna cost me credit score points?
Nearby places
- Sabula, IA — population 493
- Thomson, IL — population 1,601
- Andover, IA — population 107
- Mount Carroll, IL — population 1,441
- Miles, IA — population 402
- Hanover, IL — population 841
- Fulton, IL — population 3,567
- Elizabeth, IL — population 695