Personal loans in East Washington, PA
The first question in East Washington is not the rate on offer but whether the payment fits; about 1,826 people live here under Pennsylvania lending law.
Rate ceilings, licensing requirements and product limits for East Washington are all set at the Pennsylvania level. East Washington ranks 448th of 1,013 places in Pennsylvania, with a population near 1,826. Use the calculator on this page to price an amount and term before you commit in East Washington. Census figures put the 2020-to-2023 decrease in East Washington at about 1.4%. For a bigger market, look to Washington, PA about 1 miles away.
Borrowing in East Washington: the local picture
Two layers matter for a East Washington borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: an estimated 1,826 residents, 448th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 1.4%.
- People gained or lost: about 26 fewer since the 2020 base.
- Size percentile: East Washington's 1,826 people outrank roughly 56% of the places in Pennsylvania.
- Population density: 4,067 people per square mile on 0.4 square miles of land.
- Land area: East Washington covers 0.4 square miles, the 771st-largest area among Pennsylvania's 1,013 places.
- Share of state population: East Washington's 1,826 residents are about 0.0% of Pennsylvania.
- Nationally: East Washington is the 7,957th-largest of 19,457 Census places in the dataset.
- Growth in Pennsylvania: East Washington stands 525th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while East Washington moved 1.4%.
- Density rank: East Washington is the 184th most densely settled place in Pennsylvania.
- Against the state median: East Washington runs about 4,067 residents per square mile, where the Pennsylvania median is 1,990.
- Location: mapped by the US Census Bureau at 40.1744, -80.2324.
- Nearest larger cities: Washington (1 mi); Canonsburg (7 mi); Bentleyville (13 mi); McDonald (14 mi); Bridgeville (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Houston (5 mi); Green Hills (6 mi); Cokeburg (10 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 180 of them.
- Larger places within 100 miles: 264.
Land, water and location for East Washington
The Census Gazetteer records about 0.4 square miles of land within East Washington, with no significant water area listed. The resulting density is about 4,067 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 270 miles from East Washington. Within 50 miles of East Washington there are 135 larger Census places. The 100-mile radius contains 264 larger places.
East Washington against the rest of Pennsylvania
East Washington is the 448th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. For population change between 2020 and 2023, East Washington ranks 525th of 1,013 in Pennsylvania (about the 48th percentile). By density, at about 4,067 people per square mile, it ranks 184th in Pennsylvania. Between 2020 and 2023 the count changed by roughly 26 residents.
How personal loans work in East Washington
Most loans made to East Washington's 1,826 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than East Washington's rank of 448th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in East Washington decides the split between a comfortable payment and the total interest you pay.
Which Pennsylvania laws govern a loan in East Washington
The rows below set out what a licensed lender must follow in Pennsylvania, and so for East Washington's roughly 1,826 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How lenders reach East Washington
At roughly 4,067 people per square mile, East Washington is fairly dense; 135 larger places lie within 50 miles. What is available to East Washington's 1,826 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Washington, PA about 1 miles away.
Common questions
What are my options in East Washington if my credit is poor?
What loan size can I expect in East Washington?
Do I have to pledge anything to borrow in East Washington?
Does comparing loans in East Washington cost me credit score points?
Nearby places
- Washington, PA — population 13,429
- Houston, PA — population 1,152
- Green Hills, PA — population 20
- Canonsburg, PA — population 9,629
- Cokeburg, PA — population 617
- Claysville, PA — population 719
- McDonald, PA — population 2,017
- Marianna, PA — population 389