Personal loans in Claysville, PA
With 719 residents, Claysville outranks about 33% of the communities in Pennsylvania. Two households in Claysville with comparable incomes can still be offered different rates; the city's 719 residents are not the reason.
From the 2020 Census base to the 2023 estimate, the population declined by about 1.4%. Judge Claysville offers on total cost, not on how quickly the money arrives. Consumer lending that reaches Claysville's 719 residents is governed by Pennsylvania statute; no city ordinance changes it. Borrowers who want a bigger city can look to Washington, PA about 10 miles away.
Claysville: population, trend and location
Two layers matter for a Claysville borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: 719 — Claysville ranks 678th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.4% between 2020 and 2023.
- People gained or lost: about 10 fewer since the 2020 base.
- Size percentile: roughly 33% of Pennsylvania places rank below Claysville.
- Density: roughly 2,327 residents per square mile, spread over 0.3 sq mi of land.
- By land area: Claysville ranks 872nd among Pennsylvania's 1,013 places, at 0.3 sq mi.
- Share of state population: Claysville's 719 residents are about 0.0% of Pennsylvania.
- National standing: Claysville ranks 11,669th of 19,457 US places.
- Growth rank: Claysville ranks 518th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Claysville's 1.4%.
- Density in Pennsylvania: Claysville ranks 439th by people per square mile.
- Density vs Pennsylvania: Claysville's 2,327 people per square mile compare with a state median of 1,990.
- Location: it lies at 40.1206, -80.4133 in the Census Gazetteer.
- Nearest larger cities: Washington (10 mi); Bethany (10 mi); West Liberty (10 mi); East Washington (10 mi); Houston (14 mi). Online lenders reach Claysville no matter how far the nearest branch is.
- Nearest smaller places: Green Hills (6 mi); West Middletown (8 mi); Valley Grove (9 mi).
- Within a 50-mile radius: 105 smaller Census places.
- At 100 miles: 427 larger Census places fall inside that radius.
How personal loans work in Claysville
A Claysville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 719 residents. Federal Truth in Lending rules require a Claysville lender to disclose the APR and finance charge before you sign. Shortening the term on a Claysville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How lenders reach Claysville
Claysville is fairly dense, with about 2,327 people per square mile and 200 larger places within 50 miles. What is available to Claysville's 719 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Washington, PA about 10 miles away.
Claysville in state context
Among Pennsylvania's 1,013 places, Claysville sits at 678th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Claysville stands 518th among Pennsylvania's 1,013 places — roughly the 49th percentile. Its roughly 2,327 residents per square mile place it 439th among Pennsylvania's places. By land area, its 0.3 square miles rank 872nd of 1,013 places in Pennsylvania.
Where Claysville sits
Claysville's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 2,327 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 279 miles from Claysville. Claysville has 200 larger places within a 50-mile radius. By land area it ranks 872nd of 1,013 Pennsylvania places.
The state rulebook for Claysville
Pennsylvania has no separate rate rule for Claysville; the sourced rows below are what reach every lender that serves its 719 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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Nearby places
- Green Hills, PA — population 20
- West Middletown, PA — population 109
- Valley Grove, WV — population 265
- Bethany, WV — population 756
- Washington, PA — population 13,429
- East Washington, PA — population 1,826
- West Liberty, WV — population 1,441
- Triadelphia, WV — population 651