Personal loans in Eagles Mere, PA
The first question in Eagles Mere is not the rate on offer but whether the payment fits; about 152 people live here under Pennsylvania lending law. By population, Eagles Mere sits at 958th in Pennsylvania, with an estimated 152 residents.
Pull your credit reports and line up at least three offers before you apply from Eagles Mere. The trend for Eagles Mere between 2020 and 2023 is upward by roughly 0.7%. Which products a lender may offer to Eagles Mere's 152 residents follows from the Pennsylvania consumer-lending framework. The nearest larger city is Laporte, PA about 5 miles away.
What the Census records for Eagles Mere
The figures below are Eagles Mere's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: about 152, ranked 958th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 0.7% more residents than the 2020 Census counted.
- Absolute change: 1 residents added between 2020 and 2023.
- Size percentile: about 5% of Pennsylvania communities are smaller than Eagles Mere (152 residents).
- Land and density: 2.1 square miles of land carry roughly 74 residents per square mile.
- By land area: Eagles Mere ranks 202nd among Pennsylvania's 1,013 places, at 2.1 sq mi.
- Water area: Eagles Mere has 0.19 square miles of water, ranking 68th of 1,013 places in Pennsylvania.
- Share of state population: Eagles Mere's 152 residents are about 0.0% of Pennsylvania.
- National rank: Eagles Mere sits 17,262nd by population among the 19,457 places in this dataset.
- Growth rank: Eagles Mere ranks 131st among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Eagles Mere's 0.7% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Eagles Mere ranks 993rd by people per square mile.
- Against the state median: Eagles Mere runs about 74 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 41.4098 / -76.5831, per the US Census Bureau Gazetteer.
- Nearest larger cities: Laporte (5 mi); Picture Rocks (11 mi); Dushore (12 mi); Hughesville (14 mi); New Albany (15 mi). Online lenders reach Eagles Mere no matter how far the nearest branch is.
- Smaller places close by: Forksville (6 mi); Alba (24 mi); Burlington (26 mi).
- Within a 50-mile radius: 6 smaller Census places.
- Within 100 miles: 482 places are larger than Eagles Mere.
How Pennsylvania law applies in Eagles Mere
For the roughly 152 residents of Eagles Mere, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Getting a loan in Eagles Mere
With about 74 residents per square mile, Eagles Mere is sparsely settled, and 134 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Eagles Mere's 152 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Laporte, PA about 5 miles away.
The anatomy of a Eagles Mere personal loan
Most loans made to Eagles Mere's 152 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Eagles Mere can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Eagles Mere loan but raises total interest, so the smallest payment is not the cheapest loan.
Eagles Mere against the rest of Pennsylvania
Within Pennsylvania, Eagles Mere holds roughly 0.0% of all residents, the 958th-largest share among 1,013 places. Its 2020-to-2023 change ranks 131st of 1,013 Pennsylvania places, putting it near the 87th percentile for growth. At about 74 people per square mile, Eagles Mere is the 993rd most densely settled place in Pennsylvania. Within 50 miles sit 6 smaller Census places, alongside the 134 that are larger.
Eagles Mere on the map
Inside Eagles Mere's boundaries lie roughly 2.1 square miles of land and 0.19 square miles of water. The resulting density is about 74 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 123 miles. A 50-mile radius around Eagles Mere takes in 134 places that are larger. The 100-mile radius contains 482 larger places.
Common questions
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Nearby places
- Forksville, PA — population 109
- Laporte, PA — population 316
- Picture Rocks, PA — population 630
- Dushore, PA — population 451
- Hughesville, PA — population 2,116
- New Albany, PA — population 250
- Muncy, PA — population 2,398
- Benton, PA — population 822