Personal loans in Dushore, PA

The Census estimates 451 residents in Dushore, which ranks it 783rd of 1,013 places in Pennsylvania. Dushore shed about 0.4% of its population between the 2020 base and the 2023 estimate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A lender serving Dushore holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 451 residents. To lend to Dushore's 451 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Use the calculator on this page to price an amount and term before you commit in Dushore. The nearest larger metro is Wyalusing, PA about 12 miles away.

Local context for Dushore

Most of what governs a Dushore loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

How lenders reach Dushore

Dushore is moderately settled, with about 572 people per square mile and 116 larger places within 50 miles. Whether Dushore has a local branch or not, a Pennsylvania-licensed lender can serve its 451 people online on the same terms. The nearest larger city, Wyalusing, PA about 12 miles away.

Where Dushore sits

Dushore covers about 0.8 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 572 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 124 miles away. Within 50 miles of Dushore there are 116 larger Census places. The 100-mile radius contains 417 larger places.

Which Pennsylvania laws govern a loan in Dushore

For the roughly 451 residents of Dushore, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16

Where Dushore sits in Pennsylvania

Dushore is the 783rd-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 338th of 1,013 Pennsylvania places, putting it near the 67th percentile for growth. By density, at about 572 people per square mile, it ranks 835th in Pennsylvania. In land area, Dushore ranks 549th among Pennsylvania's 1,013 places.

What a Dushore borrower is actually offered

A Dushore personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 451 residents. Federal Truth in Lending rules require a Dushore lender to disclose the APR and finance charge before you sign. The term you choose in Dushore decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dushore if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dushore is the same as anywhere in Pennsylvania.
What loan size can I expect in Dushore?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dushore?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dushore cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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