Personal loans in Hughesville, PA
The Census estimates 2,116 residents in Hughesville, which ranks it 412th of 1,013 places in Pennsylvania. From the 2020 Census base to the 2023 estimate, the population declined by about 1.8%. Hughesville is a small community of about 2,116 residents, and a personal loan taken out here is governed by Pennsylvania statute. To lend to Hughesville's 2,116 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Pull your credit reports and line up at least three offers before you apply from Hughesville. The next larger city is Muncy, PA about 4 miles away.
Hughesville: population, trend and location
Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.
- Population: 2,116 people, a figure that places Hughesville 412th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Down about 1.8% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 38 fewer since the 2020 base.
- Size percentile: Hughesville sits ahead of around 59% of Pennsylvania places, at 2,116 people.
- Land and density: 0.6 square miles of land carry roughly 3,281 residents per square mile.
- Land area rank: Hughesville's 0.6 square miles rank 630th of 1,013 places in Pennsylvania.
- Share of Pennsylvania: Hughesville holds about 0.0% of the state's population, some 2,116 people.
- Nationally: Hughesville is the 7,430th-largest of 19,457 Census places in the dataset.
- Growth rank: Hughesville's 2020-to-2023 change ranks 593rd of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Hughesville's 1.8%.
- Density in Pennsylvania: Hughesville ranks 276th by people per square mile.
- Density in context: Hughesville's 3,281 people per square mile sit against a Pennsylvania median of 1,990.
- Location: it lies at 41.2390, -76.7254 in the Census Gazetteer.
- Nearest larger cities: Muncy (4 mi); Montoursville (10 mi); Watsontown (13 mi); South Williamsport (14 mi); Williamsport (16 mi). Online lenders reach Hughesville no matter how far the nearest branch is.
- Nearest smaller towns: Picture Rocks (3 mi); Montgomery (9 mi); Turbotville (10 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 84 smaller Census places.
- Within 100 miles: 221 places are larger than Hughesville.
The Hughesville borrowing checklist
These steps shape the offer you get in Hughesville, a place of about 2,116 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Pennsylvania regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Hughesville holds 2,116 people.
How lenders reach Hughesville
Hughesville is fairly dense, with about 3,281 people per square mile and 53 larger places within 50 miles. Distance to a branch rarely matters for Hughesville's 2,116 residents: the application is online and the price follows your credit file. The nearest bigger place is Muncy, PA about 4 miles away.
The anatomy of a Hughesville personal loan
A Hughesville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,116 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hughesville. Shortening the term on a Hughesville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Hughesville
Hughesville covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 3,281 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 119 miles away. Hughesville has 53 larger places within a 50-mile radius. The 100-mile radius contains 221 larger places.
Which Pennsylvania laws govern a loan in Hughesville
Read the table as a lender's compliance picture for Hughesville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
What are my options in Hughesville if my credit is poor?
What loan size can I expect in Hughesville?
Do I have to pledge anything to borrow in Hughesville?
Does comparing loans in Hughesville cost me credit score points?
Nearby places
- Picture Rocks, PA — population 630
- Muncy, PA — population 2,398
- Turbotville, PA — population 664
- Montgomery, PA — population 1,543
- McEwensville, PA — population 289
- Montoursville, PA — population 4,666
- Washingtonville, PA — population 202
- Watsontown, PA — population 2,214