Personal loans in McEwensville, PA
For a borrower among the roughly 289 residents of McEwensville, a personal loan is a tool whose cost turns on the terms, not the address.
For the 289 people in McEwensville, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Roughly 289 residents live in McEwensville, the 874th-largest community in Pennsylvania. Compare APR, not the interest rate, because the APR folds in most fees on a McEwensville loan. The 2020 count to the 2023 estimate shows about 0.3% decline in McEwensville. The closest larger place is Watsontown, PA about 3 miles away.
McEwensville: population, trend and location
Two layers matter for a McEwensville borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: 289 residents; McEwensville is the 874th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.3% between 2020 and 2023.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: McEwensville's 289 people outrank roughly 14% of the places in Pennsylvania.
- Population density: 2,470 people per square mile on 0.1 square miles of land.
- Land area: McEwensville covers 0.1 square miles, the 978th-largest area among Pennsylvania's 1,013 places.
- Within Pennsylvania: about 0.0% of the state's population lives in McEwensville.
- National rank: McEwensville is the 15,237th most populous of the 19,457 Census places covered here.
- Growth in Pennsylvania: McEwensville stands 321st by percentage change from 2020 to 2023, among 1,013 places.
- Against the state trend: McEwensville's 0.3% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: McEwensville is the 412th most densely settled place in Pennsylvania.
- Density in context: McEwensville's 2,470 people per square mile sit against a Pennsylvania median of 1,990.
- Location: mapped by the US Census Bureau at 41.0723, -76.8188.
- Nearest larger cities: Watsontown (3 mi); Turbotville (3 mi); Milton (5 mi); Montgomery (7 mi); Lewisburg (8 mi). Larger metros often have more branches, but online lenders reach McEwensville on the same terms.
- Nearest smaller towns: Washingtonville (8 mi); Hartleton (21 mi); Stillwater (24 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 15 of them.
- Within 100 miles: 492 places are larger than McEwensville.
What is available to McEwensville borrowers
McEwensville is fairly dense, with about 2,470 people per square mile and 114 larger places within 50 miles. What is available to McEwensville's 289 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Watsontown, PA about 3 miles away.
What Pennsylvania law requires in McEwensville
These are Pennsylvania's sourced lending facts as they reach McEwensville's 289 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How McEwensville compares across Pennsylvania
Within Pennsylvania, McEwensville holds roughly 0.0% of all residents, the 874th-largest share among 1,013 places. On the 2020-to-2023 trend, McEwensville stands 321st among Pennsylvania's 1,013 places — roughly the 68th percentile. By density, at about 2,470 people per square mile, it ranks 412th in Pennsylvania. Within 50 miles sit 15 smaller Census places, alongside the 114 that are larger.
The McEwensville borrowing checklist
A sensible order of operations for a loan in McEwensville, home to about 289 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Pennsylvania regulator's records to confirm the lender is licensed here.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between McEwensville and the rest of Pennsylvania is not the process but the borrower's own file, among the 289 people here.
McEwensville on the map
McEwensville covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 289 residents, the land area yields roughly 2,470 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 115 miles away. McEwensville has 114 larger places within a 50-mile radius. By land area it ranks 978th of 1,013 Pennsylvania places.
Common questions
What are my options in McEwensville if my credit is poor?
What loan size can I expect in McEwensville?
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Nearby places
- Watsontown, PA — population 2,214
- Turbotville, PA — population 664
- Milton, PA — population 6,497
- Montgomery, PA — population 1,543
- Lewisburg, PA — population 5,255
- Muncy, PA — population 2,398
- Washingtonville, PA — population 202
- Northumberland, PA — population 3,839