Personal loans in Lewisburg, PA
Two households in Lewisburg with comparable incomes can still be offered different rates; the city's 5,255 residents are not the reason. Compare APR, not the interest rate, because the APR folds in most fees on a Lewisburg loan.
About 5,255 people live in Lewisburg, placing it 181st of 1,013 Census places in Pennsylvania. To lend to Lewisburg's 5,255 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. The trend for Lewisburg between 2020 and 2023 is upward by roughly 1.9%. The closest larger city is Milton, PA about 3 miles away.
The Lewisburg data picture
Most of what governs a Lewisburg loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 5,255 residents in Lewisburg (Vintage 2023 subcounty estimate), the 181st-largest figure among Pennsylvania's 1,013 places.
- Population trend: Higher by roughly 1.9% since the 2020 count.
- Net change: roughly 96 more people than the 2020 Census counted.
- Size percentile: with 5,255 residents, Lewisburg is larger than about 82% of Pennsylvania's Census places.
- Land and density: 1.0 square miles of land carry roughly 5,401 residents per square mile.
- By land area: Lewisburg ranks 458th among Pennsylvania's 1,013 places, at 1.0 sq mi.
- State population share: Lewisburg accounts for about 0.1% of everyone in Pennsylvania.
- National standing: Lewisburg ranks 4,690th of 19,457 US places.
- Growth rank: Lewisburg's 2020-to-2023 change ranks 61st of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Lewisburg's 1.9%.
- Density rank: Lewisburg places 96th among Pennsylvania's places by people per square mile.
- Density in context: Lewisburg's 5,401 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.9641, -76.8900 (US Census Bureau Gazetteer).
- Nearest larger cities: Milton (3 mi); Sunbury (9 mi); Selinsgrove (11 mi); South Williamsport (19 mi); Williamsport (21 mi). Living near a larger metro rarely changes what is available in Lewisburg.
- Smaller communities within reach: Northumberland (7 mi); New Berlin (7 mi); Shamokin Dam (8 mi).
- Within a 50-mile radius: 111 smaller Census places.
- Within 100 miles: 106 places are larger than Lewisburg.
What shapes a Lewisburg personal loan
With roughly 5,255 residents, Lewisburg is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Lewisburg lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Lewisburg loan but raises total interest, so the smallest payment is not the cheapest loan.
Pennsylvania rules behind a Lewisburg personal loan
These are Pennsylvania's sourced lending facts as they reach Lewisburg's 5,255 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How Lewisburg compares across Pennsylvania
Against Pennsylvania's other places, Lewisburg accounts for about 0.1% of the state's population and ranks 181st of 1,013 by size. For population change between 2020 and 2023, Lewisburg ranks 61st of 1,013 in Pennsylvania (about the 94th percentile). Its roughly 5,401 residents per square mile place it 96th among Pennsylvania's places. In land area, Lewisburg ranks 458th among Pennsylvania's 1,013 places.
Before you apply in Lewisburg
These steps shape the offer you get in Lewisburg, a place of about 5,255 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
In Lewisburg as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 5,255 residents.
Getting a loan in Lewisburg
At roughly 5,401 people per square mile, Lewisburg is densely built; 20 larger places lie within 50 miles. Whether Lewisburg has a local branch or not, a Pennsylvania-licensed lender can serve its 5,255 people online on the same terms. The nearest larger city, Milton, PA about 3 miles away.
Common questions
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Nearby places
- Milton, PA — population 6,497
- Northumberland, PA — population 3,839
- New Berlin, PA — population 787
- Watsontown, PA — population 2,214
- Shamokin Dam, PA — population 1,639
- McEwensville, PA — population 289
- Sunbury, PA — population 9,539
- Mifflinburg, PA — population 3,441