Personal loans in Eagle Bend, MN
Eagle Bend shed about 1.8% of its population between the 2020 base and the 2023 estimate. Personal loans in Eagle Bend are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 541 population.
Eagle Bend is one of 853 Census places in Minnesota; its 541 residents put it at 474th. The nearest larger metro is Clarissa, MN about 5 miles away. Rate ceilings, licensing requirements and product limits for Eagle Bend are all set at the Minnesota level. Decide the purpose of the loan and your repayment plan before sharing any details with a Eagle Bend lender.
Where Eagle Bend stands
Eagle Bend is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 541 — Eagle Bend ranks 474th of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.8%.
- Change in people: the 2020-to-2023 comparison is a loss of about 10 residents.
- Size percentile: Eagle Bend sits ahead of around 44% of Minnesota places, at 541 people.
- Population density: 401 people per square mile on 1.4 square miles of land.
- Land area rank: Eagle Bend's 1.4 square miles rank 424th of 853 places in Minnesota.
- Share of Minnesota: Eagle Bend holds about 0.0% of the state's population, some 541 people.
- National standing: Eagle Bend ranks 12,838th of 19,457 US places.
- Growth rank: Eagle Bend ranks 602nd among Minnesota's 853 places for the 2020-to-2023 change.
- Against the state trend: Eagle Bend's 1.8% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Eagle Bend is the 544th most densely settled place in Minnesota.
- Against the state median: Eagle Bend runs about 401 residents per square mile, where the Minnesota median is 607.
- Location: coordinates 46.1643, -95.0341 (US Census Bureau Gazetteer).
- Nearest larger cities: Clarissa (5 mi); Bertha (7 mi); Browerville (10 mi); Parkers Prairie (14 mi); Long Prairie (15 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Hewitt (11 mi); Miltona (15 mi); Aldrich (15 mi), each with its own Census population profile.
- Smaller places within 50 miles: 56 of them.
- Within 100 miles: 153 places are larger than Eagle Bend.
Minnesota rules behind a Eagle Bend personal loan
The rows below set out what a licensed lender must follow in Minnesota, and so for Eagle Bend's roughly 541 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Where Eagle Bend sits in Minnesota
Among Minnesota's 853 places, Eagle Bend sits at 474th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Eagle Bend stands 602nd among Minnesota's 853 places — roughly the 29th percentile. At about 401 people per square mile, Eagle Bend is the 544th most densely settled place in Minnesota. The population moved by about 10 people between 2020 and 2023, a 1.8% shift.
How a Eagle Bend personal loan is priced
With roughly 541 residents, Eagle Bend is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Eagle Bend can be quoted different APRs on the same amount and term. The term you choose in Eagle Bend decides the split between a comfortable payment and the total interest you pay.
Getting a loan in Eagle Bend
Eagle Bend is lightly settled, with about 401 people per square mile and 44 larger places within 50 miles. A Minnesota licence lets a lender serve Eagle Bend without a local office, so branch density does not change what its 541 residents are offered. The nearest bigger place is Clarissa, MN about 5 miles away.
A practical checklist for Eagle Bend borrowers
Complete these steps first when you borrow in Eagle Bend (541 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Minnesota regulator's records to confirm the lender is licensed here.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
In Eagle Bend as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 541 residents.
Common questions
What are my options in Eagle Bend if my credit is poor?
What loan size can I expect in Eagle Bend?
Do I have to pledge anything to borrow in Eagle Bend?
Does comparing loans in Eagle Bend cost me credit score points?
Nearby places
- Clarissa, MN — population 654
- Bertha, MN — population 551
- Hewitt, MN — population 249
- Browerville, MN — population 831
- Aldrich, MN — population 34
- Verndale, MN — population 511
- Long Prairie, MN — population 3,707
- Miltona, MN — population 438