Personal loans in Verndale, MN

The roughly 511 people who live in Verndale borrow under Minnesota rules; city hall sets no personal-loan rate. Work out your debt-to-income ratio first; lenders weigh it heavily, and Verndale's 511 residents are no exception. To lend to Verndale's 511 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. The closest larger place is Wadena, MN about 6 miles away.

Verndale: population, trend and location

Most of what governs a Verndale loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.

• Population: about 511 people live here, which puts Verndale 487th of 853 Census places in Minnesota (Vintage 2023).
• Population trend: About 0.6% below the 2020 Census base.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: about 43% of Minnesota communities are smaller than Verndale (511 residents).
• Population density: about 495 people per square mile (Census land area 1.0 sq mi).
• Land area: Verndale covers 1.0 square miles, the 495th-largest area among Minnesota's 853 places.
• Within Minnesota: about 0.0% of the state's population lives in Verndale.
• Nationally: Verndale is the 13,084th-largest of 19,457 Census places in the dataset.
• Growth rank: Verndale's 2020-to-2023 change ranks 401st of 853 places in Minnesota.
• Against the state trend: Verndale's 0.6% change compares with a Minnesota average of +0.1% across its 853 places.
• Density in Minnesota: Verndale ranks 480th by people per square mile.
• Against the state median: Verndale runs about 495 residents per square mile, where the Minnesota median is 607.
• Location: 46.3969 / -95.0122, per the US Census Bureau Gazetteer.
• Nearest larger cities: Wadena (6 mi); Bertha (9 mi); Staples (10 mi); Eagle Bend (16 mi); Sebeka (16 mi). Online lenders reach Verndale no matter how far the nearest branch is.
• Nearest smaller towns: Aldrich (4 mi); Hewitt (6 mi); Bluffton (12 mi).
• Smaller places within 50 miles: 45 of them.
• Larger places within 100 miles: 139.

Verndale's place among Minnesota's 853 places

Within Minnesota, Verndale holds roughly 0.0% of all residents, the 487th-largest share among 853 places. For population change between 2020 and 2023, Verndale ranks 401st of 853 in Minnesota (about the 53th percentile). At about 495 people per square mile, Verndale is the 480th most densely settled place in Minnesota. The population moved by about 3 people between 2020 and 2023, a 0.6% shift.

Where Verndale sits

Verndale covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 495 people per square mile. The largest place in Minnesota, Minneapolis, lies about 130 miles away. Within 50 miles of Verndale there are 36 larger Census places. Within the same 50 miles lie 45 smaller Census places.

Borrowing reach in Verndale

With about 495 residents per square mile, Verndale is lightly settled, and 36 larger Census places sit within 50 miles. What is available to Verndale's 511 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Wadena, MN about 6 miles away.

The Minnesota lending rules that reach Verndale

This table holds the Minnesota rate and licensing rules for consumer loans made to Verndale's 511 residents.

The Verndale borrowing checklist

Before you hand your details to a lender in Verndale, where the population is near 511:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Minnesota; what changes is your credit file, not the fact that Verndale holds 511 people.