Personal loans in Browerville, MN
A lender that serves Browerville operates under Minnesota lending statutes and a Minnesota supervisor.
Browerville, Minnesota — home to about 831 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. An estimated 831 people make their home in Browerville, a figure that ranks 384th in Minnesota. Census figures put the 2020-to-2023 decrease in Browerville at about 1.2%. Use the calculator on this page to price an amount and term before you commit in Browerville. The nearest larger city is Long Prairie, MN about 7 miles away.
Browerville: population, trend and location
Browerville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 831 people live here, which puts Browerville 384th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: A drop of about 1.2% from 2020 to 2023.
- Net change: roughly 10 fewer people than the 2020 Census counted.
- Size percentile: roughly 55% of Minnesota places rank below Browerville.
- Population density: about 763 people per square mile (Census land area 1.1 sq mi).
- By land area: Browerville ranks 475th among Minnesota's 853 places, at 1.1 sq mi.
- Share of state population: Browerville's 831 residents are about 0.0% of Minnesota.
- National rank: Browerville is 11,016th of 19,457 places nationwide.
- Growth rank: Browerville ranks 501st among Minnesota's 853 places for the 2020-to-2023 change.
- Versus Minnesota: the state average change is +0.1%, while Browerville moved 1.2%.
- Density rank: Browerville is the 366th most densely settled place in Minnesota.
- Against the state median: Browerville runs about 763 residents per square mile, where the Minnesota median is 607.
- Location: 46.0805, -94.8646 (Census Gazetteer coordinates).
- Nearest larger cities: Long Prairie (7 mi); Staples (20 mi); Osakis (20 mi); Parkers Prairie (23 mi); Sauk Centre (24 mi). Lenders licensed in the state serve Browerville whether or not they keep a local branch.
- Nearest smaller towns: Clarissa (5 mi); Eagle Bend (10 mi); Swanville (16 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 69 smaller Census places.
- Larger places within 100 miles: 148.
Where Browerville sits in Minnesota
Set beside Minnesota's 853 places, Browerville ranks 384th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Browerville ranks 501st of 853 in Minnesota (about the 41th percentile). By density, at about 763 people per square mile, it ranks 366th in Minnesota. The population moved by about 10 people between 2020 and 2023, a 1.2% shift.
How a Browerville personal loan is priced
In Browerville, a small community of about 831, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Browerville's rank of 384th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Browerville loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in Browerville
Browerville is a moderately settled community of about 831 people, with 37 larger places inside a 50-mile radius. Lenders licensed in Minnesota reach Browerville's 831 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Long Prairie, MN about 7 miles away.
Which Minnesota laws govern a loan in Browerville
These are Minnesota's sourced lending facts as they reach Browerville's 831 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Before you apply in Browerville
Complete these steps first when you borrow in Browerville (831 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Minnesota licence with the regulator listed on this page.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between Browerville and the rest of Minnesota is not the process but the borrower's own file, among the 831 people here.
Common questions
What are my options in Browerville if my credit is poor?
What loan size can I expect in Browerville?
Do I have to pledge anything to borrow in Browerville?
Does comparing loans in Browerville cost me credit score points?
Nearby places
- Clarissa, MN — population 654
- Long Prairie, MN — population 3,707
- Eagle Bend, MN — population 541
- Bertha, MN — population 551
- Burtrum, MN — population 124
- Swanville, MN — population 333
- Grey Eagle, MN — population 327
- Staples, MN — population 3,035