Personal loans in Dorris, CA
Dorris counts about 832 people, and what is genuinely local about borrowing here is limited — California law does the governing. An estimated 832 people make their home in Dorris, a figure that ranks 471st in California.
Dorris shed about 3.6% of its population between the 2020 base and the 2023 estimate. Read the disclosure for an origination fee and any prepayment penalty before signing in Dorris. The next larger city is Merrill, OR about 17 miles away. State law, not city hall, decides what a lender may do to Dorris's roughly 832 residents, and a state regulator supervises it.
Where Dorris stands
What follows is Dorris's place in the Census record, alongside the California rules that govern a personal loan made here.
- Population: 832 residents; Dorris is the 471st-largest of 482 places in California (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.6%.
- People gained or lost: about 31 fewer since the 2020 base.
- Size percentile: with 832 residents, Dorris is larger than about 2% of California's Census places.
- Population density: 1,185 people per square mile on 0.7 square miles of land.
- Land area: Dorris covers 0.7 square miles, the 472nd-largest area among California's 482 places.
- Water area: Dorris has 0.02 square miles of water, ranking 281st of 482 places in California.
- State share: roughly 0.0% of California's residents live in Dorris (832 people).
- National rank: Dorris sits 11,011th by population among the 19,457 places in this dataset.
- Growth rank: Dorris ranks 351st among California's 482 places for the 2020-to-2023 change.
- Against the state trend: Dorris's 3.6% change compares with a California average of -1.3% across its 482 places.
- Density rank: Dorris places 422nd among California's places by people per square mile.
- Density in context: Dorris's 1,185 people per square mile sit against a California median of 3,455.
- Location: 41.9650 / -121.9204, per the US Census Bureau Gazetteer.
- Nearest larger cities: Merrill (17 mi); Klamath Falls (19 mi); Tulelake (23 mi); Montague (35 mi); Yreka (40 mi). Lenders licensed in the state serve Dorris whether or not they keep a local branch.
- Smaller communities close by: Malin (26 mi); Bonanza (31 mi); Chiloquin (42 mi), each with its own Census population profile.
- Smaller places within 50 miles: 3 of them.
- Within 100 miles: 26 places are larger than Dorris.
How Dorris compares across California
Against California's other places, Dorris accounts for about 0.0% of the state's population and ranks 471st of 482 by size. Its 2020-to-2023 change ranks 351st of 482 California places, putting it near the 27th percentile for growth. By density, at about 1,185 people per square mile, it ranks 422nd in California. The population moved by about 31 people between 2020 and 2023, a 3.6% shift.
What is available to Dorris borrowers
With about 1,185 residents per square mile, Dorris is moderately settled, and 9 larger Census places sit within 50 miles. Lenders licensed in California reach Dorris's 832 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Merrill, OR about 17 miles away.
The Dorris borrowing checklist
These steps shape the offer you get in Dorris, a place of about 832 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the California regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
In Dorris as elsewhere in California, the written terms — not the advertisement — are what count for its 832 residents.
Land, water and location for Dorris
Dorris covers about 0.7 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,185 residents per square mile. Los Angeles, the largest place in California, is about 581 miles from Dorris. Counting outward 50 miles, 9 larger communities surround Dorris. By land area it ranks 472nd of 482 California places.
California rules behind a Dorris personal loan
Below are the California rules that apply to a loan made in Dorris, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Small-loan / installment lender licensing | Finance lender/broker license required from the Commissioner of Financial Protection and Innovation (California Financing Law) Source says: "No person shall engage in the business of a finance lender or broker without obtaining a license from the commissioner". | California Legislature — Financial Code § 22100 as of 2026-09-16 |
| 36% rate cap on mid-size consumer loans (AB 539) | Consumer loans of $2,500 to under $10,000: cap of 36% per annum simple interest plus the Federal Funds Rate Source says: "charges at a rate not exceeding an annual simple interest rate of 36 percent per annum plus the Federal Funds Rate". | California Legislature — Financial Code § 22304.5 as of 2026-09-16 |
Common questions
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Nearby places
- Klamath Falls, OR — population 21,888
- Merrill, OR — population 834
- Tulelake, CA — population 867
- Malin, OR — population 741
- Bonanza, OR — population 411
- Chiloquin, OR — population 769
- Montague, CA — population 1,182
- Weed, CA — population 2,574