Personal loans in Malin, OR
Malin counts about 741 people, and what is genuinely local about borrowing here is limited — Oregon law does the governing. Decide the purpose of the loan and your repayment plan before sharing any details with a Malin lender.
At about 741 residents, Malin is larger than roughly 27% of the places in Oregon. Consumer lending that reaches Malin's 741 residents is governed by Oregon statute; no city ordinance changes it. Census figures put the 2020-to-2023 increase in Malin at about 1.4%. The closest larger place is Tulelake, CA about 5 miles away.
Borrowing in Malin: the local picture
The figures below are Malin's own — Census population, land area and coordinates — followed by the Oregon rules.
- Population: 741 people, a figure that places Malin 176th among the 240 Census places in Oregon (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.4% more residents than the 2020 Census counted.
- People gained or lost: about 10 more since the 2020 base.
- Size percentile: Malin's 741 people outrank roughly 27% of the places in Oregon.
- Density: roughly 1,485 residents per square mile, spread over 0.5 sq mi of land.
- Land area: Malin covers 0.5 square miles, the 199th-largest area among Oregon's 240 places.
- State population share: Malin accounts for about 0.0% of everyone in Oregon.
- National rank: Malin is the 11,517th most populous of the 19,457 Census places covered here.
- Growth rank: Malin ranks 72nd among Oregon's 240 places for the 2020-to-2023 change.
- Versus Oregon: the state average change is +0.7%, while Malin moved 1.4%.
- Density in Oregon: Malin ranks 130th by people per square mile.
- Density vs Oregon: Malin's 1,485 people per square mile compare with a state median of 1,575.
- Location: 42.0134 / -121.4097, per the US Census Bureau Gazetteer.
- Nearest larger cities: Tulelake (5 mi); Merrill (10 mi); Klamath Falls (24 mi); Dorris (26 mi); Chiloquin (45 mi). Larger metros often have more branches, but online lenders reach Malin on the same terms.
- Smaller places close by: Bonanza (13 mi); Paisley (64 mi); Butte Falls (70 mi).
- Smaller places within 50 miles: 1 of them.
- Within 100 miles: 22 places are larger than Malin.
Oregon consumer-lending rules applied in Malin
Read the table as a lender's compliance picture for Malin: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% per annum default legal rate where the parties have not agreed to a rate. Source says: "The rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum" (ORS 82.010(1)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Payday lending status | Legal for licensed payday/title lenders; term 31-60 days; one-time 10% origination fee capped at $30; interest limited to 36%/yr; max APR 153.77%. Source says: "Interest rates are limited to 36 percent annually. The maximum APR (interest and fees) is 153.77 percent"; "A one-time 10 percent loan origination fee, up to a maximum of $30 for a new loan"; "The payday or title loan must be for at least 31 days and not longer than 60 days." | Oregon Division of Financial Regulation as of 2026-09-16 |
Lender access in Malin
Malin is a moderately settled community of about 741 people, with 5 larger places inside a 50-mile radius. Distance to a branch rarely matters for Malin's 741 residents: the application is online and the price follows your credit file. The nearest larger city, Tulelake, CA about 5 miles away.
How Malin compares across Oregon
Among Oregon's 240 places, Malin sits at 176th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 72nd of 240 Oregon places, putting it near the 70th percentile for growth. At about 1,485 people per square mile, Malin is the 130th most densely settled place in Oregon. Within 50 miles sit 1 smaller Census places, alongside the 5 that are larger.
The anatomy of a Malin personal loan
A Malin personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 741 residents. Because pricing is borrower-level, two people in Malin can be quoted different APRs on the same amount and term. The term you choose in Malin decides the split between a comfortable payment and the total interest you pay.
Malin: area, density and distance
Malin's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,485 residents per square mile. Portland, the largest place in Oregon, is about 251 miles from Malin. A 50-mile radius around Malin takes in 5 places that are larger. By land area it ranks 199th of 240 Oregon places.
Common questions
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Nearby places
- Tulelake, CA — population 867
- Bonanza, OR — population 411
- Merrill, OR — population 834
- Klamath Falls, OR — population 21,888
- Dorris, CA — population 832
- Chiloquin, OR — population 769
- Alturas, CA — population 2,657
- Lakeview, OR — population 2,458