Personal loans in Montague, CA
At about 1,182 residents, Montague is larger than roughly 4% of the places in California. Population in Montague dropped about 3.4% over the three years from 2020 to 2023.
Montague is a small community of about 1,182 residents, and a personal loan taken out here is governed by California statute. Consumer lending that reaches Montague's 1,182 residents is governed by California statute; no city ordinance changes it. Verify the lender's California licence against the regulator named below before borrowing in Montague. The closest larger city is Yreka, CA about 5 miles away.
Where Montague stands
The figures below are Montague's own — Census population, land area and coordinates — followed by the California rules.
- Population: 1,182 residents; Montague is the 465th-largest of 482 places in California (US Census Bureau, Vintage 2023).
- Population trend: About 3.4% below the 2020 Census base.
- Net change: roughly 41 fewer people than the 2020 Census counted.
- Size percentile: with 1,182 residents, Montague is larger than about 4% of California's Census places.
- Population density: about 665 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Montague ranks 440th among California's 482 places, at 1.8 sq mi.
- Water area rank: Montague ranks 283rd among California's 482 places, with 0.01 sq mi.
- Within California: about 0.0% of the state's population lives in Montague.
- National rank: Montague is the 9,611th most populous of the 19,457 Census places covered here.
- Growth in California: Montague stands 331st by percentage change from 2020 to 2023, among 482 places.
- State comparison: California's places average -1.3% for 2020-to-2023, against Montague's 3.4%.
- Density rank: Montague places 453rd among California's places by people per square mile.
- Against the state median: Montague runs about 665 residents per square mile, where the California median is 3,455.
- Location: 41.7271, -122.5305 (US Census Bureau Gazetteer).
- Nearest larger cities: Yreka (5 mi); Weed (23 mi); Mount Shasta (30 mi); Ashland (33 mi); Dunsmuir (37 mi). Larger metros often have more branches, but online lenders reach Montague on the same terms.
- Nearest smaller places: Fort Jones (18 mi); Etna (26 mi); Dorris (35 mi).
- Smaller places within 50 miles: 3 of them.
- Larger places within 100 miles: 26.
Getting a loan in Montague
At roughly 665 people per square mile, Montague is moderately settled; 10 larger places lie within 50 miles. Whether Montague has a local branch or not, a California-licensed lender can serve its 1,182 people online on the same terms. The nearest larger city, Yreka, CA about 5 miles away.
The geography behind Montague
Montague's land area is about 1.8 square miles; a further 0.01 square miles is water. With 1,182 residents, the land area yields roughly 665 people per square mile. For the state's biggest city, Los Angeles, the distance is roughly 578 miles. Within 50 miles of Montague there are 10 larger Census places. The 100-mile radius contains 26 larger places.
What shapes a Montague personal loan
Montague is a small community of about 1,182 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Montague can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Montague loan but raises total interest, so the smallest payment is not the cheapest loan.
Montague against the rest of California
Montague is the 465th-largest of 482 Census places in California and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 331st of 482 California places, putting it near the 31th percentile for growth. By density, at about 665 people per square mile, it ranks 453rd in California. Within 50 miles sit 3 smaller Census places, alongside the 10 that are larger.
The California lending rules that reach Montague
Read the table as a lender's compliance picture for Montague: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Payday lending status | Permitted under the California Deferred Deposit Transaction Law; max $300 face amount; fee ≤15%; term up to 31 days Source says: "The face amount of the check shall not exceed three hundred dollars ($300)"; "A fee for a deferred deposit transaction shall not exceed 15 percent of the face amount of the check" (Financial Code § 23036). | California Legislature — Financial Code § 23035 (and § 23036) as of 2026-09-16 |
| Small-loan / installment lender licensing | Finance lender/broker license required from the Commissioner of Financial Protection and Innovation (California Financing Law) Source says: "No person shall engage in the business of a finance lender or broker without obtaining a license from the commissioner". | California Legislature — Financial Code § 22100 as of 2026-09-16 |
Common questions
What are my options in Montague if my credit is poor?
What loan size can I expect in Montague?
Do I have to pledge anything to borrow in Montague?
Does comparing loans in Montague cost me credit score points?
Nearby places
- Yreka, CA — population 7,808
- Fort Jones, CA — population 673
- Weed, CA — population 2,574
- Etna, CA — population 653
- Mount Shasta, CA — population 3,179
- Ashland, OR — population 21,061
- Dunsmuir, CA — population 1,642
- Talent, OR — population 6,332