Personal loans in Etna, CA
Lenders active in Etna report to a California supervisor, identified in the sourced rows below. Etna is one of 482 Census places in California; its 653 residents put it at 475th.
Etna is a small community of about 653 residents, and a personal loan taken out here is governed by California statute. The trend for Etna between 2020 and 2023 is downward by roughly 3.5%. Use the calculator on this page to price an amount and term before you commit in Etna. Borrowers who want a bigger city can look to Fort Jones, CA about 11 miles away.
Borrowing in Etna: the local picture
Etna is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 653 residents; Etna is the 475th-largest of 482 places in California (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 3.5% across the 2020-to-2023 comparison.
- Absolute change: 24 residents lost between 2020 and 2023.
- Size percentile: bigger than about 1% of the places in California, with 653 residents in Etna.
- Population density: about 852 people per square mile (Census land area 0.8 sq mi).
- Land area: Etna covers 0.8 square miles, the 471st-largest area among California's 482 places.
- Share of California: Etna holds about 0.0% of the state's population, some 653 people.
- Nationally: Etna is the 12,079th-largest of 19,457 Census places in the dataset.
- Growth rank: Etna's 2020-to-2023 change ranks 343rd of 482 places in California.
- Against the state trend: Etna's 3.5% change compares with a California average of -1.3% across its 482 places.
- Density rank: Etna is the 442nd most densely settled place in California.
- Density vs California: Etna's 852 people per square mile compare with a state median of 3,455.
- Location: 41.4582, -122.8958 (Census Gazetteer coordinates).
- Nearest larger cities: Fort Jones (11 mi); Yreka (23 mi); Montague (26 mi); Weed (27 mi); Mount Shasta (32 mi). Living near a larger metro rarely changes what is available in Etna.
- Nearest smaller towns: Trinidad (70 mi); Butte Falls (77 mi); Bonanza (92 mi) — useful context for the surrounding area.
- Smaller neighbours: 0 places smaller than Etna sit within 50 miles.
- At 100 miles: 37 larger Census places fall inside that radius.
The state rulebook for Etna
These are California's sourced lending facts as they reach Etna's 653 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Payday lending status | Permitted under the California Deferred Deposit Transaction Law; max $300 face amount; fee ≤15%; term up to 31 days Source says: "The face amount of the check shall not exceed three hundred dollars ($300)"; "A fee for a deferred deposit transaction shall not exceed 15 percent of the face amount of the check" (Financial Code § 23036). | California Legislature — Financial Code § 23035 (and § 23036) as of 2026-09-16 |
| Small-loan / installment lender licensing | Finance lender/broker license required from the Commissioner of Financial Protection and Innovation (California Financing Law) Source says: "No person shall engage in the business of a finance lender or broker without obtaining a license from the commissioner". | California Legislature — Financial Code § 22100 as of 2026-09-16 |
Inside a Etna personal loan
Etna is a small community of about 653 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Etna loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Etna loan is knowable in advance — unlike a revolving card balance.
Etna in state context
Set beside California's 482 places, Etna ranks 475th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Etna stands 343rd among California's 482 places — roughly the 29th percentile. At about 852 people per square mile, Etna is the 442nd most densely settled place in California. Within 50 miles sit 0 smaller Census places, alongside the 6 that are larger.
Land, water and location for Etna
Inside Etna's boundaries lie about 0.8 square miles of land, with no significant water area recorded. With 653 residents, the land area yields roughly 852 people per square mile. Los Angeles, the largest place in California, is about 569 miles from Etna. Etna has 6 larger places within a 50-mile radius. The 100-mile radius contains 37 larger places.
Getting a loan in Etna
Etna is moderately settled, with about 852 people per square mile and 6 larger places within 50 miles. Lenders licensed in California reach Etna's 653 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Fort Jones, CA about 11 miles away.
Common questions
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Nearby places
- Fort Jones, CA — population 673
- Yreka, CA — population 7,808
- Montague, CA — population 1,182
- Weed, CA — population 2,574
- Mount Shasta, CA — population 3,179
- Dunsmuir, CA — population 1,642
- Ashland, OR — population 21,061
- Talent, OR — population 6,332