Personal loans in Depew, OK
Depew is home to roughly 413 people and stands 332nd by size out of 590 Census places in Oklahoma.
With roughly 413 residents, Depew is a small community, and the lending rules its borrowers live under are written in Oklahoma, not by the city. Decide the purpose of the loan and your repayment plan before sharing any details with a Depew lender. Lenders active in Depew report to a Oklahoma supervisor, identified in the sourced rows below. A 2020-to-2023 comparison shows Depew up by about 0.5%. The closest larger city is Bristow, OK about 7 miles away.
Borrowing in Depew: the local picture
Most of what governs a Depew loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.
- Population: about 413, ranked 332nd of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 0.5% between 2020 and 2023.
- People gained or lost: about 2 more since the 2020 base.
- Size percentile: Depew's 413 people outrank roughly 44% of the places in Oklahoma.
- Population density: about 405 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Depew ranks 323rd among Oklahoma's 590 places, at 1.0 sq mi.
- State share: roughly 0.0% of Oklahoma's residents live in Depew (413 people).
- National rank: Depew sits 13,963rd by population among the 19,457 places in this dataset.
- Growth rank: Depew's 2020-to-2023 change ranks 302nd of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Depew's 0.5%.
- Density rank: Depew places 370th among Oklahoma's places by people per square mile.
- Density vs Oklahoma: Depew's 405 people per square mile compare with a state median of 546.
- Location: coordinates 35.8014, -96.5111 (US Census Bureau Gazetteer).
- Nearest larger cities: Bristow (7 mi); Stroud (8 mi); Drumright (14 mi); Davenport (16 mi); Cushing (19 mi). Online lenders reach Depew no matter how far the nearest branch is.
- Smaller communities within reach: Slick (14 mi); Kendrick (15 mi); Lawrence Creek (20 mi).
- Within a 50-mile radius: 37 smaller Census places.
- Larger places within 100 miles: 195.
Getting a loan in Depew
Depew is lightly settled, with about 405 people per square mile and 63 larger places within 50 miles. Lenders licensed in Oklahoma reach Depew's 413 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Bristow, OK about 7 miles away.
How Oklahoma law applies in Depew
For the roughly 413 residents of Depew, the rules below are Oklahoma's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Where Depew sits in Oklahoma
Within Oklahoma, Depew holds roughly 0.0% of all residents, the 332nd-largest share among 590 places. Its 2020-to-2023 change ranks 302nd of 590 Oklahoma places, putting it near the 49th percentile for growth. By density, at about 405 people per square mile, it ranks 370th in Oklahoma. Within 50 miles sit 37 smaller Census places, alongside the 63 that are larger.
How a Depew personal loan is priced
In Depew, a small community of about 413, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Depew lender to disclose the APR and finance charge before you sign. The term you choose in Depew decides the split between a comfortable payment and the total interest you pay.
Where Depew sits
Depew's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 405 residents per square mile. The state's population centre of gravity, Oklahoma City, is roughly 61 miles away. Within 50 miles of Depew there are 63 larger Census places. Within the same 50 miles lie 37 smaller Census places.
Common questions
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Nearby places
- Bristow, OK — population 4,258
- Stroud, OK — population 2,829
- Drumright, OK — population 2,535
- Slick, OK — population 159
- Kendrick, OK — population 92
- Davenport, OK — population 840
- Oilton, OK — population 890
- Lawrence Creek, OK — population 123