Personal loans in Drumright, OK
Rate ceilings, licensing requirements and product limits for Drumright are all set at the Oklahoma level. With an estimated 2,535 residents, Drumright is the 127th-largest of 590 places in Oklahoma.
Drumright counts about 2,535 people, and what is genuinely local about borrowing here is limited — Oklahoma law does the governing. Drumright lost roughly 1.0% of its population across the 2020-to-2023 comparison. Read the disclosure for an origination fee and any prepayment penalty before signing in Drumright. The next larger city is Cushing, OK about 9 miles away.
Drumright by the numbers
What follows is Drumright's place in the Census record, alongside the Oklahoma rules that govern a personal loan made here.
- Population: a Census-estimated 2,535, 127th among Oklahoma's 590 places (Vintage 2023).
- Population trend: About 1.0% below the 2020 Census base.
- Absolute change: 26 residents lost between 2020 and 2023.
- Size percentile: Drumright sits ahead of around 78% of Oklahoma places, at 2,535 people.
- Density: the Census land area of 7.4 sq mi holds about 343 people per square mile.
- By land area: Drumright ranks 109th among Oklahoma's 590 places, at 7.4 sq mi.
- Within Oklahoma: about 0.1% of the state's population lives in Drumright.
- National standing: Drumright ranks 6,798th of 19,457 US places.
- Growth rank: Drumright's 2020-to-2023 change ranks 450th of 590 places in Oklahoma.
- Versus Oklahoma: the state average change is +1.3%, while Drumright moved 1.0%.
- Density rank: Drumright is the 403rd most densely settled place in Oklahoma.
- Against the state median: Drumright runs about 343 residents per square mile, where the Oklahoma median is 546.
- Location: 35.9899, -96.5974 (US Census Bureau Gazetteer).
- Nearest larger cities: Cushing (9 mi); Stroud (16 mi); Bristow (16 mi); Mannford (18 mi); Cleveland (23 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Oilton (6 mi); Yale (10 mi); Lawrence Creek (12 mi), each with its own Census population profile.
- Smaller places within 50 miles: 63 of them.
- Within 100 miles: 87 places are larger than Drumright.
How lenders reach Drumright
Drumright is a lightly settled community of about 2,535 people, with 29 larger places inside a 50-mile radius. Whether Drumright has a local branch or not, a Oklahoma-licensed lender can serve its 2,535 people online on the same terms. The nearest bigger place is Cushing, OK about 9 miles away.
The geography behind Drumright
Drumright's land area is roughly 7.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 343 people per square mile. The largest place in Oklahoma, Oklahoma City, lies about 63 miles away. A 50-mile radius around Drumright takes in 29 places that are larger. Within the same 50 miles lie 63 smaller Census places.
Where Drumright sits in Oklahoma
Within Oklahoma, Drumright holds roughly 0.1% of all residents, the 127th-largest share among 590 places. Its 2020-to-2023 change ranks 450th of 590 Oklahoma places, putting it near the 24th percentile for growth. Its roughly 343 residents per square mile place it 403rd among Oklahoma's places. The population moved by about 26 people between 2020 and 2023, a 1.0% shift.
What shapes a Drumright personal loan
In Drumright, a small community of about 2,535, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Drumright's 2,535 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Drumright loan is knowable in advance — unlike a revolving card balance.
What Oklahoma law requires in Drumright
These are Oklahoma's sourced lending facts as they reach Drumright's 2,535 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Common questions
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Nearby places
- Oilton, OK — population 890
- Yale, OK — population 1,069
- Cushing, OK — population 8,391
- Jennings, OK — population 290
- Lawrence Creek, OK — population 123
- Depew, OK — population 413
- Terlton, OK — population 83
- Stroud, OK — population 2,829