Personal loans in Davenport, OK
For a borrower among the roughly 840 residents of Davenport, a personal loan is a tool whose cost turns on the terms, not the address. The Census counts 840 people in Davenport, the 233rd-largest figure among Oklahoma's 590 places.
The closest larger place is Chandler, OK about 4 miles away. A 2020-to-2023 comparison shows Davenport up by about 4.2%. To lend to Davenport's 840 residents, a company must hold a Oklahoma licence, and each sourced row below names the regulator behind it. Compare APR, not the interest rate, because the APR folds in most fees on a Davenport loan.
Borrowing in Davenport: the local picture
What follows is Davenport's place in the Census record, alongside the Oklahoma rules that govern a personal loan made here.
- Population: 840 — Davenport ranks 233rd of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 4.2% across the 2020-to-2023 comparison.
- People gained or lost: about 34 more since the 2020 base.
- Size percentile: bigger than about 61% of the places in Oklahoma, with 840 residents in Davenport.
- Population density: about 805 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Davenport ranks 321st among Oklahoma's 590 places, at 1.0 sq mi.
- Water area: Davenport has 0.01 square miles of water, ranking 185th of 590 places in Oklahoma.
- State population share: Davenport accounts for about 0.0% of everyone in Oklahoma.
- National rank: Davenport is 10,973rd of 19,457 places nationwide.
- Growth rank: Davenport ranks 75th among Oklahoma's 590 places for the 2020-to-2023 change.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Davenport's 4.2%.
- Density rank: Davenport places 170th among Oklahoma's places by people per square mile.
- Density in context: Davenport's 805 people per square mile sit against a Oklahoma median of 546.
- Location: the Census Gazetteer records it at 35.7094, -96.7642.
- Nearest larger cities: Chandler (4 mi); Stroud (8 mi); Prague (15 mi); Meeker (17 mi); Cushing (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Kendrick (5 mi); Sparks (7 mi); Warwick (14 mi).
- Smaller neighbours: 56 places smaller than Davenport sit within 50 miles.
- Within 100 miles: 146 places are larger than Davenport.
Getting a loan in Davenport
With about 805 residents per square mile, Davenport is moderately settled, and 56 larger Census places sit within 50 miles. A Oklahoma licence lets a lender serve Davenport without a local office, so branch density does not change what its 840 residents are offered. The nearest larger city, Chandler, OK about 4 miles away.
Steps to take before a Davenport loan
For Davenport's roughly 840 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Oklahoma licence by checking the regulator named above.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Davenport and the rest of Oklahoma is not the process but the borrower's own file, among the 840 people here.
Davenport in state context
Set beside Oklahoma's 590 places, Davenport ranks 233rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Davenport ranks 75th of 590 in Oklahoma (about the 87th percentile). By density, at about 805 people per square mile, it ranks 170th in Oklahoma. Within 50 miles sit 56 smaller Census places, alongside the 56 that are larger.
The geography behind Davenport
Davenport covers about 1.0 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 805 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 45 miles. A 50-mile radius around Davenport takes in 56 places that are larger. By land area it ranks 321st of 590 Oklahoma places.
Oklahoma consumer-lending rules applied in Davenport
The rows below set out what a licensed lender must follow in Oklahoma, and so for Davenport's roughly 840 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Common questions
What are my options in Davenport if my credit is poor?
What loan size can I expect in Davenport?
Do I have to pledge anything to borrow in Davenport?
Does comparing loans in Davenport cost me credit score points?
Nearby places
- Chandler, OK — population 2,924
- Kendrick, OK — population 92
- Sparks, OK — population 123
- Stroud, OK — population 2,829
- Agra, OK — population 323
- Prague, OK — population 2,400
- Warwick, OK — population 172
- Meeker, OK — population 1,020