Personal loans in Meeker, OK
To lend to Meeker's 1,020 residents, a company must hold a Oklahoma licence, and each sourced row below names the regulator behind it. At about 1,020 residents, Meeker is larger than roughly 65% of the places in Oklahoma.
With roughly 1,020 residents, Meeker is a small community, and the lending rules its borrowers live under are written in Oklahoma, not by the city. Meeker added about 1.7% to its population between the 2020 base and the 2023 estimate. Rate-shopping from Meeker costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Borrowers who want a bigger city can look to Shawnee, OK about 9 miles away.
What the Census records for Meeker
What follows is Meeker's place in the Census record, alongside the Oklahoma rules that govern a personal loan made here.
- Population: 1,020 residents; Meeker is the 207th-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 1.7% between 2020 and 2023.
- Absolute change: 17 residents added between 2020 and 2023.
- Size percentile: Meeker sits ahead of around 65% of Oklahoma places, at 1,020 people.
- Population density: 347 people per square mile on 2.9 square miles of land.
- By land area: Meeker ranks 192nd among Oklahoma's 590 places, at 2.9 sq mi.
- Water area rank: Meeker ranks 95th among Oklahoma's 590 places, with 0.07 sq mi.
- Within Oklahoma: about 0.0% of the state's population lives in Meeker.
- National rank: Meeker is the 10,113th most populous of the 19,457 Census places covered here.
- Growth rank: Meeker ranks 204th among Oklahoma's 590 places for the 2020-to-2023 change.
- Versus Oklahoma: the state average change is +1.3%, while Meeker moved 1.7%.
- Density rank: Meeker places 400th among Oklahoma's places by people per square mile.
- Density in context: Meeker's 347 people per square mile sit against a Oklahoma median of 546.
- Location: 35.4893, -96.8976 (Census Gazetteer coordinates).
- Nearest larger cities: Shawnee (9 mi); Prague (11 mi); McLoud (13 mi); Bethel Acres (15 mi); Tecumseh (16 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Johnson (6 mi); Sparks (10 mi); Earlsboro (12 mi) — useful context for the surrounding area.
- Smaller neighbours: 55 places smaller than Meeker sit within 50 miles.
- At 100 miles: 136 larger Census places fall inside that radius.
Meeker against the rest of Oklahoma
Against Oklahoma's other places, Meeker accounts for about 0.0% of the state's population and ranks 207th of 590 by size. On the 2020-to-2023 trend, Meeker stands 204th among Oklahoma's 590 places — roughly the 65th percentile. By density, at about 347 people per square mile, it ranks 400th in Oklahoma. Between 2020 and 2023 the count changed by roughly 17 residents.
Lender access in Meeker
At roughly 347 people per square mile, Meeker is lightly settled; 54 larger places lie within 50 miles. What is available to Meeker's 1,020 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Shawnee, OK about 9 miles away.
Inside a Meeker personal loan
Meeker is a small community of about 1,020 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Meeker's rank of 207th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Meeker loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The geography behind Meeker
Inside Meeker's boundaries lie roughly 2.9 square miles of land and 0.07 square miles of water. Spread across it are roughly 347 residents per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 35 miles. Meeker has 54 larger places within a 50-mile radius. By land area it ranks 192nd of 590 Oklahoma places.
Oklahoma consumer-lending rules applied in Meeker
Below are the Oklahoma rules that apply to a loan made in Meeker, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Common questions
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Does comparing loans in Meeker cost me credit score points?
Nearby places
- Johnson, OK — population 465
- Shawnee, OK — population 31,803
- Sparks, OK — population 123
- Earlsboro, OK — population 608
- Prague, OK — population 2,400
- McLoud, OK — population 4,488
- Tecumseh, OK — population 6,335
- Warwick, OK — population 172