Personal loans in Dennison, OH

If you are weighing a personal loan in Dennison, start from the payment you can carry; its 2,653 residents face the same statewide rules. Roughly 2,653 residents live in Dennison, the 351st-largest community in Ohio.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The next larger city is Uhrichsville, OH about 1 miles away. Dennison shed about 1.4% of its population between the 2020 base and the 2023 estimate. A lender that serves Dennison operates under Ohio lending statutes and a Ohio supervisor. Verify the lender's Ohio licence against the regulator named below before borrowing in Dennison.

Dennison: population, trend and location

Dennison is a small community; the notes below cover its population profile and the statewide rules that apply.

Where Dennison sits in Ohio

Within Ohio, Dennison holds roughly 0.0% of all residents, the 351st-largest share among 924 places. For population change between 2020 and 2023, Dennison ranks 584th of 924 in Ohio (about the 37th percentile). By density, at about 1,961 people per square mile, it ranks 222nd in Ohio. Between 2020 and 2023 the count changed by roughly 38 residents.

A practical checklist for Dennison borrowers

These steps shape the offer you get in Dennison, a place of about 2,653 people:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Make sure the lender appears in the Ohio regulator's licence list.
  5. Test the payment against your current bills before you commit.
  6. Pick the shortest term whose payment you can comfortably afford.
  7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Dennison as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 2,653 residents.

Where Dennison sits

Dennison's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,961 residents per square mile. The state's population centre of gravity, Columbus, is roughly 92 miles away. A 50-mile radius around Dennison takes in 51 places that are larger. The 100-mile radius contains 314 larger places.

Ohio consumer-lending rules applied in Dennison

Ohio has no separate rate rule for Dennison; the sourced rows below are what reach every lender that serves its 2,653 people.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16
Payday lending statusLegal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount.
Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

How personal loans work in Dennison

In Dennison, a small community of about 2,653, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Dennison lender to disclose the APR and finance charge before you sign. The term you choose in Dennison decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dennison if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dennison is the same as anywhere in Ohio.
What loan size can I expect in Dennison?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dennison?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dennison cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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