Personal loans in Tuscarawas, OH
Rate ceilings, licensing requirements and product limits for Tuscarawas are all set at the Ohio level. The Census estimates 1,024 residents in Tuscarawas, which ranks it 516th of 924 places in Ohio.
The first question in Tuscarawas is not the rate on offer but whether the payment fits; about 1,024 people live here under Ohio lending law. Tuscarawas lost roughly 0.7% of its population across the 2020-to-2023 comparison. For a community of about 1,024, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Uhrichsville, OH about 3 miles away.
What the Census records for Tuscarawas
The figures below are Tuscarawas's own — Census population, land area and coordinates — followed by the Ohio rules.
- Population: an estimated 1,024 residents, 516th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 0.7% between 2020 and 2023.
- Absolute change: 7 residents lost between 2020 and 2023.
- Size percentile: Tuscarawas's 1,024 people outrank roughly 44% of the places in Ohio.
- Population density: 1,397 people per square mile on 0.7 square miles of land.
- Land area: Tuscarawas covers 0.7 square miles, the 595th-largest area among Ohio's 924 places.
- Water area: Tuscarawas has 0.01 square miles of water, ranking 353rd of 924 places in Ohio.
- State population share: Tuscarawas accounts for about 0.0% of everyone in Ohio.
- National standing: Tuscarawas ranks 10,108th of 19,457 US places.
- Growth in Ohio: Tuscarawas stands 392nd by percentage change from 2020 to 2023, among 924 places.
- Versus Ohio: the state average change is +0.9%, while Tuscarawas moved 0.7%.
- Density in Ohio: Tuscarawas ranks 408th by people per square mile.
- Density in context: Tuscarawas's 1,397 people per square mile sit against a Ohio median of 1,289.
- Location: 40.3919, -81.3965 (Census Gazetteer coordinates).
- Nearest larger cities: Uhrichsville (3 mi); Gnadenhutten (3 mi); Dennison (4 mi); New Philadelphia (7 mi); Dover (11 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Midvale (3 mi); Barnhill (4 mi); Roswell (6 mi).
- Within a 50-mile radius: 91 smaller Census places.
- At 100 miles: 473 larger Census places fall inside that radius.
Land, water and location for Tuscarawas
Inside Tuscarawas's boundaries lie roughly 0.7 square miles of land and 0.01 square miles of water. That land carries about 1,397 people per square mile. For the state's biggest city, Columbus, the distance is roughly 88 miles. A 50-mile radius around Tuscarawas takes in 86 places that are larger. The 100-mile radius contains 473 larger places.
A practical checklist for Tuscarawas borrowers
Before you hand your details to a lender in Tuscarawas, where the population is near 1,024:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Ohio regulator's records to confirm the lender is licensed here.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Tuscarawas and the rest of Ohio is not the process but the borrower's own file, among the 1,024 people here.
What a Tuscarawas borrower is actually offered
A Tuscarawas personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,024 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Tuscarawas. The term you choose in Tuscarawas decides the split between a comfortable payment and the total interest you pay.
Ohio consumer-lending rules applied in Tuscarawas
The rows below set out what a licensed lender must follow in Ohio, and so for Tuscarawas's roughly 1,024 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Tuscarawas in state context
Against Ohio's other places, Tuscarawas accounts for about 0.0% of the state's population and ranks 516th of 924 by size. For population change between 2020 and 2023, Tuscarawas ranks 392nd of 924 in Ohio (about the 58th percentile). At about 1,397 people per square mile, Tuscarawas is the 408th most densely settled place in Ohio. Between 2020 and 2023 the count changed by roughly 7 residents.
Common questions
What are my options in Tuscarawas if my credit is poor?
What loan size can I expect in Tuscarawas?
Do I have to pledge anything to borrow in Tuscarawas?
Does comparing loans in Tuscarawas cost me credit score points?
Nearby places
- Gnadenhutten, OH — population 1,209
- Uhrichsville, OH — population 5,155
- Midvale, OH — population 653
- Barnhill, OH — population 376
- Dennison, OH — population 2,653
- Roswell, OH — population 212
- New Philadelphia, OH — population 17,440
- Port Washington, OH — population 545