Personal loans in Sherrodsville, OH

If you are weighing a personal loan in Sherrodsville, start from the payment you can carry; its 221 residents face the same statewide rules. Roughly 221 residents live in Sherrodsville, the 809th-largest community in Ohio.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Decide the purpose of the loan and your repayment plan before sharing any details with a Sherrodsville lender. Census figures show Sherrodsville holding steady across 2020 to 2023. To lend to Sherrodsville's 221 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. The next larger city is Dellroy, OH about 5 miles away.

Sherrodsville: the sourced local profile

Sherrodsville is a small community; the notes below cover its population profile and the statewide rules that apply.

The geography behind Sherrodsville

Sherrodsville covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 221 residents, the land area yields roughly 699 people per square mile. The state's population centre of gravity, Columbus, is roughly 98 miles away. A 50-mile radius around Sherrodsville takes in 161 places that are larger. Within the same 50 miles lie 32 smaller Census places.

What a Sherrodsville borrower is actually offered

Sherrodsville is a small community of about 221 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Sherrodsville can be quoted different APRs on the same amount and term. The term you choose in Sherrodsville decides the split between a comfortable payment and the total interest you pay.

Sherrodsville against the rest of Ohio

Among Ohio's 924 places, Sherrodsville sits at 809th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Sherrodsville stands 252nd among Ohio's 924 places — roughly the 73th percentile. By density, at about 699 people per square mile, it ranks 743rd in Ohio. Within 50 miles sit 32 smaller Census places, alongside the 161 that are larger.

The Ohio lending rules that reach Sherrodsville

When Ohio does not publish a figure, the row links to the source instead of inventing a number; Sherrodsville is bound by the same rules.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Small-loan / installment lender licensingConsumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders.
Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

Borrowing reach in Sherrodsville

With about 699 residents per square mile, Sherrodsville is moderately settled, and 161 larger Census places sit within 50 miles. Whether Sherrodsville has a local branch or not, a Ohio-licensed lender can serve its 221 people online on the same terms. The nearest bigger place is Dellroy, OH about 5 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Sherrodsville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Sherrodsville is the same as anywhere in Ohio.
What loan size can I expect in Sherrodsville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Sherrodsville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Sherrodsville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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