Personal loans in Dallas, PA

A lender serving Dallas holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 2,691 residents. A lender that serves Dallas operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Decide the purpose of the loan and your repayment plan before sharing any details with a Dallas lender. The nearest larger metro is Harveys Lake, PA about 4 miles away.

Dallas by the numbers

Here is the sourced Census picture for Dallas, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: about 2,691 people live here, which puts Dallas 353rd of 1,013 Census places in Pennsylvania (Vintage 2023).
• Population trend: Roughly 0.1% fewer residents than the 2020 Census counted.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: about 65% of Pennsylvania communities are smaller than Dallas (2,691 residents).
• Density: roughly 1,169 residents per square mile, spread over 2.3 sq mi of land.
• Land area rank: Dallas's 2.3 square miles rank 174th of 1,013 places in Pennsylvania.
• Water area: Dallas has 0.09 square miles of water, ranking 140th of 1,013 places in Pennsylvania.
• Share of state population: Dallas's 2,691 residents are about 0.0% of Pennsylvania.
• Nationally: Dallas is the 6,620th-largest of 19,457 Census places in the dataset.
• Growth rank: Dallas ranks 265th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Dallas's 0.1% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Dallas places 678th among Pennsylvania's places by people per square mile.
• Against the state median: Dallas runs about 1,169 residents per square mile, where the Pennsylvania median is 1,990.
• Location: coordinates 41.3315, -75.9729 (US Census Bureau Gazetteer).
• Nearest larger cities: Harveys Lake (4 mi); Luzerne (5 mi); Larksville (5 mi); Swoyersville (5 mi); Edwardsville (6 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Courtdale (4 mi); Pringle (5 mi); West Wyoming (6 mi).
• Within a 50-mile radius: 103 smaller Census places.
• Larger places within 100 miles: 297.

The Pennsylvania lending rules that reach Dallas

For the roughly 2,691 residents of Dallas, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

Dallas's place among Pennsylvania's 1,013 places

Against Pennsylvania's other places, Dallas accounts for about 0.0% of the state's population and ranks 353rd of 1,013 by size. On the 2020-to-2023 trend, Dallas stands 265th among Pennsylvania's 1,013 places — roughly the 74th percentile. Its roughly 1,169 residents per square mile place it 678th among Pennsylvania's places. The population moved by about 4 people between 2020 and 2023, a 0.1% shift.

Where Dallas sits

Dallas's land area is about 2.3 square miles; a further 0.09 square miles is water. Spread across it are roughly 1,169 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 101 miles away. Dallas has 61 larger places within a 50-mile radius. The 100-mile radius contains 297 larger places.

How personal loans work in Dallas

In Dallas, a small community of about 2,691, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Dallas lender to disclose the APR and finance charge before you sign. The term you choose in Dallas decides the split between a comfortable payment and the total interest you pay.

How lenders reach Dallas

Dallas is a moderately settled community of about 2,691 people, with 61 larger places inside a 50-mile radius. Distance to a branch rarely matters for Dallas's 2,691 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Harveys Lake, PA about 4 miles away.