Personal loans in Edwardsville, PA

What the Census records for Edwardsville

The figures below are Edwardsville's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: an estimated 4,932 residents, 195th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 0.1% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 3 more people than the 2020 Census counted.
• Size percentile: Edwardsville sits ahead of around 81% of Pennsylvania places, at 4,932 people.
• Density: the Census land area of 1.2 sq mi holds about 4,162 people per square mile.
• Land area: Edwardsville covers 1.2 square miles, the 376th-largest area among Pennsylvania's 1,013 places.
• Water area rank: Edwardsville ranks 222nd among Pennsylvania's 1,013 places, with 0.05 sq mi.
• Within Pennsylvania: about 0.1% of the state's population lives in Edwardsville.
• Nationally: Edwardsville is the 4,871st-largest of 19,457 Census places in the dataset.
• Growth rank: Edwardsville's 2020-to-2023 change ranks 217th of 1,013 places in Pennsylvania.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Edwardsville's 0.1%.
• Density in Pennsylvania: Edwardsville ranks 174th by people per square mile.
• Density in context: Edwardsville's 4,162 people per square mile sit against a Pennsylvania median of 1,990.
• Location: latitude 41.2602, longitude -75.9099 (Census Gazetteer).
• Nearest larger cities: Kingston (1 mi); Wilkes-Barre (2 mi); Plymouth (3 mi); Swoyersville (3 mi); Nanticoke (6 mi). Lenders licensed in the state serve Edwardsville whether or not they keep a local branch.
• Smaller places nearby: Larksville (1 mi); Pringle (1 mi); Courtdale (2 mi).
• Smaller neighbours: 138 places smaller than Edwardsville sit within 50 miles.
• Larger places within 100 miles: 242.

The Edwardsville borrowing checklist

For Edwardsville's roughly 4,932 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Edwardsville-specific: the same Pennsylvania licensing and disclosure rules reach all 4,932 residents.

What shapes a Edwardsville personal loan

With roughly 4,932 residents, Edwardsville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Edwardsville's 4,932 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Edwardsville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Edwardsville: area, density and distance

Inside Edwardsville's boundaries lie roughly 1.2 square miles of land and 0.05 square miles of water. With 4,932 residents, the land area yields roughly 4,162 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 96 miles away. Edwardsville has 36 larger places within a 50-mile radius. By land area it ranks 376th of 1,013 Pennsylvania places.

The Pennsylvania lending rules that reach Edwardsville

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Edwardsville's roughly 4,932 residents.

Edwardsville's place among Pennsylvania's 1,013 places

Within Pennsylvania, Edwardsville holds roughly 0.1% of all residents, the 195th-largest share among 1,013 places. For population change between 2020 and 2023, Edwardsville ranks 217th of 1,013 in Pennsylvania (about the 79th percentile). At about 4,162 people per square mile, Edwardsville is the 174th most densely settled place in Pennsylvania. The population moved by about 3 people between 2020 and 2023, a 0.1% shift.