Personal loans in Pringle, PA
To lend to Pringle's 899 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it.
Personal loans in Pringle are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 899 population. Pringle ranks 622nd of 1,013 places in Pennsylvania, with a population near 899. From the 2020 Census base to the 2023 estimate, the population rose by about 0.7%. Read the disclosure for an origination fee and any prepayment penalty before signing in Pringle. The nearest larger city is Luzerne, PA about 1 miles away.
Pringle by the numbers
Two layers matter for a Pringle borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: about 899 people live here, which puts Pringle 622nd of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: Higher by roughly 0.7% since the 2020 count.
- Absolute change: 6 residents added between 2020 and 2023.
- Size percentile: roughly 39% of Pennsylvania's places have fewer residents than Pringle's 899.
- Land and density: 0.5 square miles of land carry roughly 1,954 residents per square mile.
- By land area: Pringle ranks 762nd among Pennsylvania's 1,013 places, at 0.5 sq mi.
- State population share: Pringle accounts for about 0.0% of everyone in Pennsylvania.
- Nationally: Pringle is the 10,699th-largest of 19,457 Census places in the dataset.
- Growth rank: Pringle's 2020-to-2023 change ranks 127th of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Pringle's 0.7%.
- Density rank: Pringle is the 518th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Pringle's 1,954 people per square mile compare with a state median of 1,990.
- Location: latitude 41.2773, longitude -75.9013 (Census Gazetteer).
- Nearest larger cities: Luzerne (1 mi); Kingston (1 mi); Edwardsville (1 mi); Forty Fort (1 mi); Swoyersville (2 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Courtdale (1 mi); Laurel Run (5 mi); Yatesville (6 mi).
- Within a 50-mile radius: 64 smaller Census places.
- Larger places within 100 miles: 529.
What Pennsylvania law requires in Pringle
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Pringle is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
A pre-application checklist for Pringle
Before you hand your details to a lender in Pringle, where the population is near 899:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Pennsylvania licence with the regulator named above before committing.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Pringle-specific: the same Pennsylvania licensing and disclosure rules reach all 899 residents.
What is available to Pringle borrowers
Pringle is moderately settled, with about 1,954 people per square mile and 109 larger places within 50 miles. Lenders licensed in Pennsylvania reach Pringle's 899 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Luzerne, PA about 1 miles away.
Pringle on the map
Pringle covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 899 residents, the land area yields roughly 1,954 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 96 miles from Pringle. Pringle has 109 larger places within a 50-mile radius. The 100-mile radius contains 529 larger places.
What shapes a Pringle personal loan
With roughly 899 residents, Pringle is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Pringle. A longer term lowers the monthly payment on a Pringle loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Pringle if my credit is poor?
What loan size can I expect in Pringle?
Do I have to pledge anything to borrow in Pringle?
Does comparing loans in Pringle cost me credit score points?
Nearby places
- Luzerne, PA — population 2,723
- Courtdale, PA — population 694
- Edwardsville, PA — population 4,932
- Kingston, PA — population 13,331
- Forty Fort, PA — population 4,233
- Swoyersville, PA — population 5,030
- Larksville, PA — population 4,252
- Wilkes-Barre, PA — population 44,254