Personal loans in Cudahy, WI

The first question in Cudahy is not the rate on offer but whether the payment fits; about 17,706 people live here under Wisconsin lending law. At about 17,706 residents, Cudahy is larger than roughly 92% of the places in Wisconsin.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Cudahy shed about 2.7% of its population between the 2020 base and the 2023 estimate. Judge Cudahy offers on total cost, not on how quickly the money arrives. The next larger city is South Milwaukee, WI about 2 miles away. Consumer lending that reaches Cudahy's 17,706 residents is governed by Wisconsin statute; no city ordinance changes it.

Cudahy: the sourced local profile

Cudahy is a small town; the notes below cover its population profile and the statewide rules that apply.

Inside a Cudahy personal loan

Most loans made to Cudahy's 17,706 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Cudahy can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Cudahy loan but raises total interest, so the smallest payment is not the cheapest loan.

Cudahy: area, density and distance

Inside Cudahy's boundaries lie about 4.8 square miles of land, with no significant water area recorded. With 17,706 residents, the land area yields roughly 3,709 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 10 miles away. Cudahy has 34 larger places within a 50-mile radius. The 100-mile radius contains 160 larger places.

How lenders reach Cudahy

At roughly 3,709 people per square mile, Cudahy is fairly dense; 34 larger places lie within 50 miles. A Wisconsin licence lets a lender serve Cudahy without a local office, so branch density does not change what its 17,706 residents are offered. The nearest bigger place is South Milwaukee, WI about 2 miles away.

Wisconsin rules behind a Cudahy personal loan

For the roughly 17,706 residents of Cudahy, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16

Cudahy's place among Wisconsin's 605 places

Within Wisconsin, Cudahy holds roughly 0.4% of all residents, the 48th-largest share among 605 places. Its 2020-to-2023 change ranks 554th of 605 Wisconsin places, putting it near the 8th percentile for growth. At about 3,709 people per square mile, Cudahy is the 7th most densely settled place in Wisconsin. The population moved by about 496 people between 2020 and 2023, a 2.7% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Cudahy if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cudahy is the same as anywhere in Wisconsin.
What loan size can I expect in Cudahy?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Cudahy?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Cudahy cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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