Personal loans in Greendale, WI
The roughly 14,472 people who live in Greendale borrow under Wisconsin rules; city hall sets no personal-loan rate. At about 14,472 residents, Greendale is larger than roughly 89% of the places in Wisconsin.
The nearest larger city is Greenfield, WI about 1 miles away. Census figures put the 2020-to-2023 decrease in Greendale at about 2.6%. For the 14,472 people in Greendale, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Price two or three terms so you can see which payment is truly affordable in Greendale.
Greendale: the sourced local profile
Two layers matter for a Greendale borrower: the local population picture and Wisconsin's consumer-lending statutes.
- Population: about 14,472, ranked 65th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 2.6% from 2020 to 2023.
- Absolute change: 380 residents lost between 2020 and 2023.
- Size percentile: roughly 89% of Wisconsin's places have fewer residents than Greendale's 14,472.
- Land and density: 5.6 square miles of land carry roughly 2,601 residents per square mile.
- Land area rank: Greendale's 5.6 square miles rank 130th of 605 places in Wisconsin.
- Within Wisconsin: about 0.3% of the state's population lives in Greendale.
- National standing: Greendale ranks 2,420th of 19,457 US places.
- Growth rank: Greendale ranks 544th among Wisconsin's 605 places for the 2020-to-2023 change.
- Against the state trend: Greendale's 2.6% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Greendale is the 27th most densely settled place in Wisconsin.
- Density vs Wisconsin: Greendale's 2,601 people per square mile compare with a state median of 800.
- Location: 42.9400, -88.0009 (Census Gazetteer coordinates).
- Nearest larger cities: Greenfield (1 mi); Franklin (4 mi); West Allis (5 mi); Oak Creek (7 mi); New Berlin (7 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Hales Corners (2 mi); West Milwaukee (5 mi); St. Francis (7 mi).
- Within a 50-mile radius: 128 smaller Census places.
- Within 100 miles: 178 places are larger than Greendale.
The Greendale borrowing checklist
Before you apply in Greendale, a community of about 14,472, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Wisconsin licence with the regulator named above before committing.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Greendale-specific: the same Wisconsin licensing and disclosure rules reach all 14,472 residents.
How personal loans work in Greendale
In Greendale, a small town of about 14,472, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Greendale's 14,472 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Greendale decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Greendale
Read the table as a lender's compliance picture for Greendale: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Greendale on the map
The Census Gazetteer records about 5.6 square miles of land within Greendale, with no significant water area listed. That land carries about 2,601 people per square mile. Milwaukee, the largest place in Wisconsin, is about 9 miles from Greendale. Counting outward 50 miles, 41 larger communities surround Greendale. Within the same 50 miles lie 128 smaller Census places.
How Greendale compares across Wisconsin
Among Wisconsin's 605 places, Greendale sits at 65th for population, a share of roughly 0.3% of the state. For population change between 2020 and 2023, Greendale ranks 544th of 605 in Wisconsin (about the 10th percentile). Its roughly 2,601 residents per square mile place it 27th among Wisconsin's places. The population moved by about 380 people between 2020 and 2023, a 2.6% shift.
Common questions
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Nearby places
- Greenfield, WI — population 36,916
- Hales Corners, WI — population 7,522
- Franklin, WI — population 35,485
- West Allis, WI — population 58,874
- West Milwaukee, WI — population 3,997
- Oak Creek, WI — population 37,156
- Wauwatosa, WI — population 47,038
- Milwaukee, WI — population 561,385