Personal loans in Coburg, IA

Coburg by the numbers

Two layers matter for a Coburg borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: 27 residents; Coburg is the 930th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is under a tenth of a percent.
• Size percentile: roughly 1% of Iowa places rank below Coburg.
• Population density: about 94 people per square mile (Census land area 0.3 sq mi).
• By land area: Coburg ranks 802nd among Iowa's 940 places, at 0.3 sq mi.
• Share of state population: Coburg's 27 residents are about 0.0% of Iowa.
• National rank: Coburg sits 19,259th by population among the 19,457 places in this dataset.
• Growth in Iowa: Coburg stands 286th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Coburg's 0.0% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Coburg places 907th among Iowa's places by people per square mile.
• Density vs Iowa: Coburg's 94 people per square mile compare with a state median of 672.
• Location: 40.9186 / -95.2655, per the US Census Bureau Gazetteer.
• Nearest larger cities: Essex (6 mi); Red Oak (7 mi); Imogene (9 mi); Stanton (10 mi); Emerson (10 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Conway (36 mi); Maloy (48 mi); Barada (51 mi).
• Smaller neighbours: 2 places smaller than Coburg sit within 50 miles.
• Larger places within 100 miles: 483.

The Coburg borrowing checklist

Complete these steps first when you borrow in Coburg (27 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

What differs between Coburg and the rest of Iowa is not the process but the borrower's own file, among the 27 people here.

What a Coburg borrower is actually offered

A Coburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 27 residents. Federal Truth in Lending rules require a Coburg lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Coburg loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Coburg

Coburg is a sparsely settled community of about 27 people, with 118 larger places inside a 50-mile radius. Distance to a branch rarely matters for Coburg's 27 residents: the application is online and the price follows your credit file. The nearest bigger place is Essex, IA about 6 miles away.

The geography behind Coburg

Coburg covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 94 residents per square mile. Des Moines, the largest place in Iowa, is about 97 miles from Coburg. Within 50 miles of Coburg there are 118 larger Census places. Within the same 50 miles lie 2 smaller Census places.

Which Iowa laws govern a loan in Coburg

For the roughly 27 residents of Coburg, the rules below are Iowa's own; each row carries its publisher and retrieval date.