Personal loans in Imogene, IA

Population in Imogene dropped about 2.6% over the three years from 2020 to 2023. Verify the lender's Iowa licence against the regulator named below before borrowing in Imogene. The closest larger place is Randolph, IA about 7 miles away. Lenders active in Imogene report to a Iowa supervisor, identified in the sourced rows below.

The Imogene data picture

Imogene is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 38, ranked 914th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 2.6% across the 2020-to-2023 comparison.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: roughly 3% of Iowa's places have fewer residents than Imogene's 38.
• Land and density: 0.5 square miles of land carry roughly 77 residents per square mile.
• Land area rank: Imogene's 0.5 square miles rank 667th of 940 places in Iowa.
• State population share: Imogene accounts for about 0.0% of everyone in Iowa.
• Nationally: Imogene is the 19,135th-largest of 19,457 Census places in the dataset.
• Growth rank: Imogene ranks 749th among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Imogene's 2.6%.
• Density rank: Imogene is the 921st most densely settled place in Iowa.
• Density vs Iowa: Imogene's 77 people per square mile compare with a state median of 672.
• Location: coordinates 40.8777, -95.4292 (US Census Bureau Gazetteer).
• Nearest larger cities: Randolph (7 mi); Essex (7 mi); Shenandoah (9 mi); Emerson (10 mi); Hastings (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Coburg (9 mi); Blanchard (23 mi); Carbon (34 mi).
• Within a 50-mile radius: 6 smaller Census places.
• Within 100 miles: 465 places are larger than Imogene.

The Iowa lending rules that reach Imogene

For the roughly 38 residents of Imogene, the rules below are Iowa's own; each row carries its publisher and retrieval date.

How a Imogene personal loan is priced

Most loans made to Imogene's 38 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Imogene lender to disclose the APR and finance charge before you sign. Shortening the term on a Imogene loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Imogene in state context

Among Iowa's 940 places, Imogene sits at 914th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 749th of 940 Iowa places, putting it near the 20th percentile for growth. By density, at about 77 people per square mile, it ranks 921st in Iowa. The population moved by about 1 people between 2020 and 2023, a 2.6% shift.

A pre-application checklist for Imogene

For Imogene's roughly 38 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Imogene-specific: the same Iowa licensing and disclosure rules reach all 38 residents.

What is available to Imogene borrowers

Imogene is a sparsely settled community of about 38 people, with 112 larger places inside a 50-mile radius. Lenders licensed in Iowa reach Imogene's 38 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Randolph, IA about 7 miles away.