Personal loans in Clymer, PA

In Clymer, one of 1,013 Census places in Pennsylvania, the figure to compare across lenders is the APR, not the advertised rate. Decide the purpose of the loan and your repayment plan before sharing any details with a Clymer lender. Lenders active in Clymer report to a Pennsylvania supervisor, identified in the sourced rows below. The next larger city is Indiana, PA about 8 miles away.

What the Census records for Clymer

Set out below is Clymer's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 1,314, 534th among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: Lower by roughly 0.5% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
• Size percentile: about 47% of Pennsylvania communities are smaller than Clymer (1,314 residents).
• Density: the Census land area of 0.6 sq mi holds about 2,309 people per square mile.
• Land area: Clymer covers 0.6 square miles, the 681st-largest area among Pennsylvania's 1,013 places.
• Water: Clymer holds about 0.02 square miles, the 342nd-largest water area in Pennsylvania.
• State share: roughly 0.0% of Pennsylvania's residents live in Clymer (1,314 people).
• Nationally: Clymer is the 9,219th-largest of 19,457 Census places in the dataset.
• Growth in Pennsylvania: Clymer stands 352nd by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Clymer's 0.5% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Clymer ranks 442nd by people per square mile.
• Density vs Pennsylvania: Clymer's 2,309 people per square mile compare with a state median of 1,990.
• Location: 40.6685, -79.0136 (US Census Bureau Gazetteer).
• Nearest larger cities: Indiana (8 mi); Homer City (12 mi); Northern Cambria (12 mi); Nanty-Glo (17 mi); Punxsutawney (19 mi). Living near a larger metro rarely changes what is available in Clymer.
• Nearest smaller places: Marion Center (7 mi); Ernest (8 mi); Creekside (9 mi).
• Within a 50-mile radius: 127 smaller Census places.
• Within 100 miles: 270 places are larger than Clymer.

Clymer in state context

Among Pennsylvania's 1,013 places, Clymer sits at 534th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Clymer stands 352nd among Pennsylvania's 1,013 places — roughly the 65th percentile. Its roughly 2,309 residents per square mile place it 442nd among Pennsylvania's places. By land area, its 0.6 square miles rank 681st of 1,013 places in Pennsylvania.

Lender access in Clymer

With about 2,309 residents per square mile, Clymer is fairly dense, and 89 larger Census places sit within 50 miles. What is available to Clymer's 1,314 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Indiana, PA about 8 miles away.

The Pennsylvania lending rules that reach Clymer

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Clymer lender must follow.

Land, water and location for Clymer

Clymer's land area is about 0.6 square miles; a further 0.02 square miles is water. That land carries about 2,309 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 209 miles away. Counting outward 50 miles, 89 larger communities surround Clymer. By land area it ranks 681st of 1,013 Pennsylvania places.

Before you apply in Clymer

Before you apply in Clymer, a community of about 1,314, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Clymer and the rest of Pennsylvania is not the process but the borrower's own file, among the 1,314 people here.