Personal loans in Vintondale, PA
Vintondale is one of 1,013 Census places in Pennsylvania; its 404 residents put it at 809th. Vintondale lost roughly 2.4% of its population across the 2020-to-2023 comparison.
Vintondale counts about 404 people, and what is genuinely local about borrowing here is limited — Pennsylvania law does the governing. A lender that serves Vintondale operates under Pennsylvania lending statutes and a Pennsylvania supervisor. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Vintondale. For a bigger market, look to Nanty-Glo, PA about 4 miles away.
What the Census records for Vintondale
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: about 404, ranked 809th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 2.4% since the 2020 count.
- Net change: roughly 10 fewer people than the 2020 Census counted.
- Size percentile: roughly 20% of Pennsylvania's places have fewer residents than Vintondale's 404.
- Population density: about 896 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Vintondale covers 0.5 square miles, the 770th-largest area among Pennsylvania's 1,013 places.
- Water: Vintondale holds about 0.02 square miles, the 361st-largest water area in Pennsylvania.
- State population share: Vintondale accounts for about 0.0% of everyone in Pennsylvania.
- National standing: Vintondale ranks 14,064th of 19,457 US places.
- Growth rank: Vintondale's 2020-to-2023 change ranks 757th of 1,013 places in Pennsylvania.
- Versus Pennsylvania: the state average change is -0.9%, while Vintondale moved 2.4%.
- Density rank: Vintondale places 756th among Pennsylvania's places by people per square mile.
- Density vs Pennsylvania: Vintondale's 896 people per square mile compare with a state median of 1,990.
- Location: the Census Gazetteer records it at 40.4807, -78.9108.
- Nearest larger cities: Nanty-Glo (4 mi); East Conemaugh (9 mi); Ebensburg (10 mi); Brownstown (10 mi); South Fork (10 mi). Larger metros often have more branches, but online lenders reach Vintondale on the same terms.
- Nearest smaller towns: Armagh (7 mi); Seward (7 mi); Franklin (10 mi).
- Within a 50-mile radius: 68 smaller Census places.
- Within 100 miles: 472 places are larger than Vintondale.
What is available to Vintondale borrowers
Vintondale is a moderately settled community of about 404 people, with 146 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Vintondale without a local office, so branch density does not change what its 404 residents are offered. The nearest bigger place is Nanty-Glo, PA about 4 miles away.
How Pennsylvania law applies in Vintondale
Read the table as a lender's compliance picture for Vintondale: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
A practical checklist for Vintondale borrowers
Before you apply in Vintondale, a community of about 404, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
In Vintondale as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 404 residents.
Vintondale: area, density and distance
The Census Gazetteer records 0.5 square miles of land and 0.02 square miles of water within Vintondale. That land carries about 896 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 202 miles away. Within 50 miles of Vintondale there are 146 larger Census places. The 100-mile radius contains 472 larger places.
Where Vintondale sits in Pennsylvania
Against Pennsylvania's other places, Vintondale accounts for about 0.0% of the state's population and ranks 809th of 1,013 by size. For population change between 2020 and 2023, Vintondale ranks 757th of 1,013 in Pennsylvania (about the 25th percentile). At about 896 people per square mile, Vintondale is the 756th most densely settled place in Pennsylvania. Within 50 miles sit 68 smaller Census places, alongside the 146 that are larger.
Common questions
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Nearby places
- Nanty-Glo, PA — population 2,438
- Armagh, PA — population 100
- Seward, PA — population 402
- East Conemaugh, PA — population 1,057
- Franklin, PA — population 269
- Brownstown, PA — population 678
- Johnstown, PA — population 17,950
- Daisytown, PA — population 285